Laura Stevens Back to Mortgage Loan Officers Laura Stevens Senior Mortgage Loan Officer NMLS# 189613 laura.stevens@vacu.org Office: (804) 218-7876 Fax: (804) 267-1433 Hi, I’m Laura, your local mortgage expert. I’ve been in the mortgage business for more than 35 years. It’s my goal to make the homebuying experience as stress-free as possible. It’s wonderful to be able to combine my love of numbers and problem-solving with helping folks purchase or refinance their homes. I’ve lived in Richmond for 37 years. It’s such a beautiful, vibrant city with so much to offer. I love spending time with my adorable grandson. I’m also active in my church and serve as a Eucharistic Minister and Baptism Team Member. My husband and I love music, so we attend as many concerts as possible. Apply with Laura Why work with a VACU mortgage loan officer? As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with: Mortgages for your primary residence, second homes, or investment properties No-closing-cost options Home Equity and Home Equity Line of Credit (HELOC) options Adjustable-rate mortgages First-time homebuyer loans Low down payment options Specialty loans, including 100%-financing and jumbo loans Construction and construction-to-permanent loans What our members are saying: Excellent experience throughout! Would highly recommend VACU and this team for mortgage loans! The entire team was professional, responsive and helpful throughout the entire loan process. Services VACU offers: Whether you're new to homebuying or you've done this before, we can help. Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step. Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense. Home Equity Tap into the money you've already invested in your home to cover life's expenses. Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations. Ready to get started? I'm here to help find the right option for your unique situation. Apply with Laura Your Homebuying Knowledge Base See all Video 7 min Watch: 9 Questions First-Time Homebuyers Ask Home Calculator Mortgage Payment Calculator Home Article 5 min 10 Ways to Make Your Home Feel New Home Article 6 min Financing Your Dream Home with a Construction Loan Home Article 6 min How to Get Pre-Qualified for a Mortgage Home Calculator Home Affordability Calculator Home Article 3 min Mortgage Documents Checklist Home Article 4 min Mortgage Rate Lock Explained Home Article 6 min Home Equity Loan or Home Equity Line of Credit: Which is Best for You? Home Article 4 min Are You Ready to Buy a Home? Home Article 3 min What Is the Best Mortgage Loan for Me? Home Article 4 min How To Know When to Refinance Your Home Home
Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations.