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With a minimum $5,000 monthly balance1
(View Rates)

  • 1 Rate effective as of 9/28/2023. With minimum $5,000 balance. Annual percentage yield (APY) may change after account is opened. Fees may reduce earnings on your accounts.


Minimum required to open


No monthly fee if minimum daily balance is $1,000 or more2

  • 2 $10 if less than $1,000

Checking Plus is similar to Regular Checking. The difference: with Checking Plus, we will pay you dividends if you can keep a minimum daily balance, which can also help you avoid a monthly fee. (Regular Checking has no monthly fee, but pays no dividends.)

These great features come with every checking account:

Free debit card

Get a free contactless debit card to make purchases and use at ATMs

Nationwide ATMs

Find ATMs at VACU locations or
shared branches with
credit unions nationwide

No-fee withdrawals

Get 4 no-fee withdrawals from
non-VACU ATMs each month1

  • 1 Please be aware the other ATM owner may charge a fee. Using your debit card to get cash back with purchases can help you save on ATM fees.

Online access

Enjoy free online banking
with bill pay & eStatements

Digital wallets

Store and manage information
in digital wallets

Mobile banking

Use our convenient
mobile banking app2
with mobile deposit3

  • 2 While mobile banking is free from VACU, please be aware that your mobile service provider may charge you for data plan usage. Check your plan before you start using the service.
  • 3 For members 13 and older.

Paper checks

Easily order checks online or by phone
(four colors, $20 for 100)

Phone banking

Enjoy free 24-hour QuikLine phone banking

Get more for your money with Checking Plus

Become a credit union member today to get started. Already a member? Log in to online banking to open an account.