Everyone deserves a second chance. Encore Checking helps you rebuild your finances and get back on track.
Debit card, ATM fee rebates, and online and mobile banking
Minimum required to open
Rebuild with confidence. Encore Checking helps members avoid costly checking alternatives while practicing good checking habits. After a year, if your account is in good standing, you will be eligible to convert to a Regular Checking or Checking Plus account.
Get a free debit card to make purchases and use at ATMs
Find ATMs at VACU locations or shared branches with credit unions nationwide
Get 4 no-fee withdrawals from non-VACU ATMs each month1
Enjoy free online banking with bill pay & eStatements
Store and manage information in digital wallets
Use our convenient mobile banking app2 with mobile deposit3
Easily order checks online or by phone (four colors, $16 for 100)
Enjoy free 24-hour QuikLine phone banking
We’re here to help. Become a credit union member today to get started or login to online banking to open an account.