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ALERT! We're seeing an increase in scam texts impersonating VACU. DO NOT CLICK on a link you don't trust.

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Virginia Credit Union and Member One Federal Credit Union announce intent to merge.

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Buy a car with confidence

Whether shopping new or used, we’ll go the extra mile for you with our competitive auto loan rates. Rates as low as  5.74%.?

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For a limited time, finance your mortgage through Virginia Credit Union and we'll give you $500 towards your closing costs.?

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on purchases and balance transfers made within 60 days after opening a Virginia Credit Union Mastercard®. After that, the rate is variable  14.24% -  17.99% APR.?


Banking with a personal touch.

When you join Virginia Credit Union, you become a member and owner of the financial cooperative. Earnings are returned to you through a broad range of convenient services, attractive rates, lower fees, and more. We’ve got local member support with 23 branches in central Virginia for all your financial needs.

Low Fees
Better Rates
Local Support
VACU online banking website and mobile app

Banking at your fingertips.

Whether you're at home or on-the-go, easily manage and access your funds with our online banking and mobile app.

Become a member today.

Joining the credit union is easy. Apply online, or join in-person at one of our local branches.

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