Mary Hudson Back to Mortgage Loan Officers Mary Hudson Senior Mortgage Loan Officer NMLS# 190167 mary.hudson@vacu.org Office: (540) 446-2372 Fax: (804) 267-1433 Hi, I’m Mary, your local mortgage expert.I have been in the mortgage industry for more than 20 years and have a strong understanding of the home financing process. Being part of such an important milestone in our members’ lives is incredibly rewarding. I enjoy helping members find the loan option that best fits their needs and goals, whether they’re buying their first home, moving into a new one, or building the home of their dreams.My goal is to make the mortgage experience as smooth as possible. Supporting members as they achieve homeownership and improve their financial well-being is what motivates me every day. Seeing the smiles when they receive the keys to their new home makes it all worthwhile. Apply with Mary Why work with a VACU mortgage loan officer?As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with:Mortgages for your primary residence, second homes, or investment propertiesNo-closing-cost optionsHome Equity and Home Equity Line of Credit (HELOC) optionsAdjustable-rate mortgagesFirst-time homebuyer loansLow down payment optionsSpecialty loans, including 100%-financing and jumbo loansConstruction and construction-to-permanent loans Services VACU offers: Whether you're new to homebuying or you've done this before, we can help. Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step. Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense. Home Equity Tap into the money you've already invested in your home to cover life's expenses. Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations. Ready to get started?I'm here to help find the right option for your unique situation. Apply with Mary Your Homebuying Knowledge Base See all Calculator Mortgage Payment Calculator Home Video 7 min Watch: 9 Questions First-Time Homebuyers Ask Home Article 5 min 10 Ways to Make Your Home Feel New Home Article 6 min Financing Your Dream Home with a Construction Loan Home Article 5 min What to Expect During the Mortgage Process Home Article 4 min Mortgage Rate Lock Explained Home Article 6 min 6 Tips to Navigate an Uncertain Real Estate Market Home Article 4 min Are You Ready to Buy a Home? Home Article 2 min What is Escrow and How Does it Work? Home Article 4 min How to Know When to Refinance Your Home Home Article 5 min How to Save for a Down Payment Home Calculator Mortgage Savings Calculator Home
Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations.