Commercial Mortgages Invest in commercial properties, whether you occupy them as a business owner or not. Construction to permanent Fixed or variable rates1 1 Please contact us for rates, or if you have questions. Email us Call us at 804-323-6800 Great rates Whether purchasing or refinancing, get a great rate for your business property Flexible terms Available for owner-occupied and non-owner occupied commercial properties Term Loans Take advantage of our competitive terms and great service to help fund your business needs. Equipment and vehicles Capital expenditures/expansion Email us Call us at 804-323-6800 Unique packages We partner with you to develop the best terms on a loan that meets your needs Great rates Fixed and variable rates available Credit Cards Give your business a secure and convenient option for making business purchases. Save every day with the Mastercard Easy Savings® Program Track and organize your business spending Set spending limits for each card holder Email us Call us at 804-323-6800 Competitive rates 10.99 % APR As low as 10.99% APR2 for qualified members (variable rate) 2 Rate effective as of 11/14/2019. Your APR, including any promotional APR, will be determined based on our internal credit criteria. Periodically we will evaluate your credit information and at such time your margin is subject to increase or decrease, which impacts your APR. Minimum and Maximum credit limits apply. The Variable rate is subject to change quarterly based on the highest Prime Rate published in the Wall Street Journal. No annual fee $0 Plus no balance transfer or foreign exchange fees Lines of Credit Use a business equity line of credit to help with your short-term financial needs and prepare for unexpected business expenses. Email us Call us at 804-323-6800 Be prepared Our lines of credit help you run your business Short-term working capital We can help with your short term financial needs Become a Business Member or apply for a business loan No two businesses are alike. That’s why we offer a range of competitive products and services for your business needs. Contact us to learn more. Email us Call us at 804-323-6800 Business Resources See More Resources Electronic Account Access for Businesses You’re busy and we know it. That’s why we offer online, mobile and automated services to help you make deposits, pay bills, check balances and more. Partner Perks Resources Virginia Credit Union Partner Perks is a program designed for businesses like yours to help your employees achieve financial success. Beneficial Ownership Frequently asked questions about beneficial ownership.