Features & Benefits We’re a credit union. Not a bank. Convenient, 24/7 access to funds. Lower fees. (or no fees). Everything under one roof. Local member support. Better rates. Join VACU Resume a member application It’s easier than ever to join When you join Virginia Credit Union, you’re doing more than finding a financial partner: You’re becoming an owner. We listen to what our members have to say and that’s how we can develop affordable services and products that help you put your money to work for you, so you can reach your goals sooner. Individuals Sign up as an individual or family. Our membership is open to a wide range of individuals and groups. Once you’ve joined, take advantage of great member benefits, including affordable rates, personal service and comprehensive financial products and services. Why VACU Join now Businesses We provide a competitive suite of business banking services, including checking, loans and more. As part of our commitment to financially healthy communities, we also provide free Partner Perks - financial education and other resources that you can provide to your employees to help them maximize their paychecks. Business membership