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Personal Lines of Credit

Apply once – and get the money whenever you need it. A line of credit provides a ready source of funds, from $1,000 all the way up to your approved limit. Best of all?  You pay interest only on the amount you owe.

Rates as low as


  • 1 Rate effective as of 5/31/2023. APR varies and may be adjusted monthly based on the Prime Rate published in the Wall Street Journal. Minimum APR is 9.50%. Minimum and Maximum credit limits apply.
Easy access to funds


Online, mobile, and phone transfers of your funds

Monthly payments as low as


Pay just 2.5% of your balance or $25 monthly – whichever is greater

A personal line of credit is a great way to pay for home furnishings, school expenses, and taxes. Credit lines also are helpful in case of an emergency, because you might not know when something will happen – but you can be ready.

Features & Benefits

  • Open a credit line for as little as $1,000 – and up to your approved limit
  • Minimum payments and due dates shown on statements
  • Loan payment protection
  • Low monthly payments
  • Avoid fees with overdraft protection on your checking account

Open a Personal Line of Credit

Applying for a personal credit line is quick and easy.