A personal line of credit is a great way to pay for home furnishings, school expenses, and taxes. Credit lines also are helpful in case of an emergency, because you might not know when something will happen – but you can be ready. Features & Benefits Easy access with online banking, mobile banking, or by telephone to transfer funds to your checking account Credit line increases can be requested Variable rates Open a credit line for as little as $1,000 – and up to your approved limit Minimum payments and due dates shown on statements Loan payment protection Low monthly payments Avoid fees with overdraft protection on your checking account Open a Personal Line of Credit Applying for a personal credit line is quick and easy. Apply now Personal Line of Credit Resources See More Resources Personal Line of Credit FAQs Frequently asked questions about personal lines of credit. How much will my loan payments be? Use this calculator to compute the payment amount (principal and interest) for a fixed rate loan.