Personal Lines of CreditApply once – and get the money whenever you need it. A line of credit provides a ready source of funds, from $1,000 all the way up to your approved limit. Best of all? You pay interest only on the amount you owe. Apply now Rates as low as 10.25%APR?Easy access to fundsAccessOnline, mobile, and phone transfers of your fundsMonthly payments as low as$25Pay just 2.5% of your balance or $25 monthly – whichever is greaterA personal line of credit is a great way to pay for home furnishings, school expenses, and taxes. Credit lines also are helpful in case of an emergency, because you might not know when something will happen – but you can be ready.Features & BenefitsEasy access with online banking, mobile banking, or by telephone to transfer funds to your checking accountCredit line increases can be requestedVariable ratesOpen a credit line for as little as $1,000 – and up to your approved limitMinimum payments and due dates shown on statementsLoan payment protectionLow monthly paymentsAvoid fees with overdraft protection on your checking account Open a Personal Line of CreditApplying for a personal credit line is quick and easy. Apply now Personal Line of Credit Resources See More Resources Personal Line of Credit FAQsFrequently asked questions about personal lines of credit. Personal Loan Monthly Payment CalculatorEstimate your personal loan monthly payment and try different payment scenarios with our handy calculator. How much will my loan payments be?Use this calculator to compute the payment amount (principal and interest) for a fixed rate loan.