Why refinance with VACU?
Our no closing costs refinance option can help you save on upfront costs.
We have competitive rates and flexible terms.
Choose a cash-out refinance, and you can use your home’s equity for a project or to pay off other debt.
Our local mortgage experts will help you every step of the way.
Refinancing can lower your monthly payments or change the term of your loan.
Close on your loan within 60 days.
Rates as low as
Good option if you want a consistent payment for the life of the loan.
Rates as low as
Good option to save on upfront costs.
What to expect when you refinance
Talk to one of our local mortgage loan officers about refinance options, including term/rate changes, a no closing cost option, and cash-out refinances.
Apply for your mortgage refinance by completing our easy-to-use digital application.
- Sign disclosures, which will include an estimate of your closing costs.
- While the loan processor is putting the final touches on your documents, they might reach out with questions or requests for additional documentation.
Work with a closing attorney to sign and finalize the closing documents and provide funds for closing.
Virginia Statewide Title Services
Offers affordable title insurance to protect you against defects in your property title and can also connect you with a participating closing attorney in your area.?
Mortgage Loan Officers
Whether you’re looking to buy or refinance, we have a team of local mortgage loan officers ready to help.
