Now you can take your VCU pride with you wherever you go with the VCU Black & Gold Mastercard, brought to you by Virginia Credit Union. Whether you want cash back,? rewards points on every purchase, or just a lower rate, the VCU Black & Gold Mastercard lets you flash your VCU pride.Choose from three great VCU card designs Exclusive VCU benefits VCU athletic ticketsGet discounted and BOGO tickets to select VCU games. M.LaHart & Co's VCU shopGet $20 off any purchase of $100 or more at M. LaHart & Co.’s VCU shop. Barnes & Noble at VCUGet 20% off at both Barnes & Noble at VCU Bookstore locations.?Choose the VCU Black & Gold Mastercard that fits your lifestyle Attribute to Compare Flex Rewards Mastercard Cash Rewards Mastercard Essential MastercardKey benefits Key benefits2x points on travel, entertainment, and dining1x points on all other purchasesEarn 20,000 bonus points when you spend $3,000 within the first 90 days of opening Key benefits3% back on gas2% back on groceries and dining1% back on all other purchases Key benefitsLowest purchase rate with no annual feeVCU discounts VCU discountsGet discounted and BOGO tickets to select VCU games.20% off at both Barnes & Noble at VCU Bookstore locations?$20 off any $100+ purchase at M.LaHart & Co.’s VCU shop VCU discountsGet discounted and BOGO tickets to select VCU games.20% off at both Barnes & Noble at VCU Bookstore locations?$20 off any $100+ purchase at M.LaHart & Co.’s VCU shop VCU discountsGet discounted and BOGO tickets to select VCU games.20% off at both Barnes & Noble at VCU Bookstore locations?$20 off any $100+ purchase at M.LaHart & Co.’s VCU shopAnnual, cash advance, and foreign transaction fees Annual, cash advance, and foreign transaction fees$0 Annual, cash advance, and foreign transaction fees$0 Annual, cash advance, and foreign transaction fees$0Reward details Reward detailsEasily redeem points through online banking for gift cards, travel, cash back, and more. Reward detailsRedeem your cash back through online banking or the mobile app via a direct deposit or a statement credit whenever you'd like. There's no expiration date. Reward detailsIntro offer Intro offer 0% APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period. Intro offer 0% APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period. Intro offer 0% APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period.Purchase rate Purchase rate 17.24% – 17.99% APRvariable rate based on prime? Purchase rate 15.24% – 17.99% APRvariable rate based on prime? Purchase rate 13.24% – 17.99% APRvariable rate based on prime? Attribute to Calls to action Apply now Apply now Apply nowFeatures of every credit card 0% intro rateAPR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. No annual feeEnjoy all the benefits of Mastercard without an annual fee. No cash advance feeNeed cash? Pay no fees when you use your credit card to get it. No foreign transaction feesIn other countries, the price you see is the price you’ll pay. Manage CardsLock and unlock your cards, make online payments, and more with Manage Cards. Contactless paymentsFast. Secure. Convenient. Just tap and go with our contactless card technology. Digital walletConveniently pay and manage information with digital wallets. Mastercard® benefitsFeel supported with credit monitoring, Zero Liability protection, and round-the-clock Mastercard Global Service. Apply nowGet started by selecting the VCU Black & Gold Mastercard that best fits your lifestyle. Flex Rewards Mastercard Cash Rewards Mastercard Essential Mastercard Credit Card ResourcesSee More Resources Credit Card FAQs Frequently asked questions about credit cards. The Credit Card Explained Together, we’ll walk through what to look for when shopping for a credit card, and what to remember once you’ve got your card. Team points vs team cash back: How I chose my rewards card Whether you get excited about redeeming points for a fun gift or prefer to keep it simple with cash back, we can help with finding a card that fits you best.
Attribute to Compare Flex Rewards Mastercard Cash Rewards Mastercard Essential MastercardKey benefits Key benefits2x points on travel, entertainment, and dining1x points on all other purchasesEarn 20,000 bonus points when you spend $3,000 within the first 90 days of opening Key benefits3% back on gas2% back on groceries and dining1% back on all other purchases Key benefitsLowest purchase rate with no annual feeVCU discounts VCU discountsGet discounted and BOGO tickets to select VCU games.20% off at both Barnes & Noble at VCU Bookstore locations?$20 off any $100+ purchase at M.LaHart & Co.’s VCU shop VCU discountsGet discounted and BOGO tickets to select VCU games.20% off at both Barnes & Noble at VCU Bookstore locations?$20 off any $100+ purchase at M.LaHart & Co.’s VCU shop VCU discountsGet discounted and BOGO tickets to select VCU games.20% off at both Barnes & Noble at VCU Bookstore locations?$20 off any $100+ purchase at M.LaHart & Co.’s VCU shopAnnual, cash advance, and foreign transaction fees Annual, cash advance, and foreign transaction fees$0 Annual, cash advance, and foreign transaction fees$0 Annual, cash advance, and foreign transaction fees$0Reward details Reward detailsEasily redeem points through online banking for gift cards, travel, cash back, and more. Reward detailsRedeem your cash back through online banking or the mobile app via a direct deposit or a statement credit whenever you'd like. There's no expiration date. Reward detailsIntro offer Intro offer 0% APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period. Intro offer 0% APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period. Intro offer 0% APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period.Purchase rate Purchase rate 17.24% – 17.99% APRvariable rate based on prime? Purchase rate 15.24% – 17.99% APRvariable rate based on prime? Purchase rate 13.24% – 17.99% APRvariable rate based on prime? Attribute to Calls to action Apply now Apply now Apply now
0% intro rateAPR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies.
Mastercard® benefitsFeel supported with credit monitoring, Zero Liability protection, and round-the-clock Mastercard Global Service.
The Credit Card Explained Together, we’ll walk through what to look for when shopping for a credit card, and what to remember once you’ve got your card.
Team points vs team cash back: How I chose my rewards card Whether you get excited about redeeming points for a fun gift or prefer to keep it simple with cash back, we can help with finding a card that fits you best.