Business LoansAccounts Style 02Car LoansCareersCheckingCredit CardsDigital BankingAccounts Style 01Home Equity LoansInsuranceInvestingMembershipMortgagePersonal LoansRV, Boat, Motorcycle LoansSavings
Skip to main content

Regular Checking

Free checking. Free debit card. ATM-fee rebates. Free online and mobile banking. How’s that for convenience?


Minimum required to open


No monthly fee or minimum balance


No paid dividends

Regular Checking is free and requires no minimum balance. When you sign up, you’ll get a debit card and access to convenient tools like online banking and bill pay, our mobile banking app with mobile deposit, and even the ability to pay for things directly from your smartphone.

These great features come with every checking account:

Free debit card

Get a free contactless debit card to make purchases and use at ATMs

Nationwide ATMs

Find ATMs at VACU locations or shared branches with credit unions nationwide

No-fee withdrawals

Get 4 no-fee withdrawals from non-VACU ATMs each month1

  • 1 Please be aware the other ATM owner may charge a fee. Using your debit card to get cash back with purchases can help you save on ATM fees.

Online access

Enjoy free online banking with bill pay & eStatements

Digital wallets

Store and manage information in digital wallets

Mobile banking

Use our convenient mobile banking app2 with mobile deposit3

  • 2 While mobile banking is free from VACU, please be aware that your mobile service provider may charge you for data plan usage. Check your plan before you start using the service.
  • 3 For members 13 and older.

Paper checks

Easily order checks online or by phone (four colors, $16 for 100)

Phone banking

Enjoy free 24-hour QuikLine phone banking

Get started with a Savings Account today

Put your money to work for you. Become a credit union member or log in to online banking to open an account today.