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As a Virginia Credit Union mortgage loan officer, I am most excited to be a beacon for our members and community for all their mortgage needs and helping them navigate through the process.

I’ve been a first-time home buyer.  I’ve refinanced.  I’ve gone through life events that have caused me to re-evaluate my own financial needs, so I’m familiar with the emotions that can stem from these specific life events.  You can always count on me to be your trusted mortgage advisor.  We will get through the process together and I’m here for you.

I have lived in the Shenandoah Valley all of my life, and the Valley holds a special place in my heart.  I love that I can be hiking in the mountains one day and sun bathing at the beach the next.

Benefits of working with a VACU Mortgage Loan Officer

I'm local and ready to help. Whether it's your first home or fifth, I'll be in your corner every step of the way.

  • Mortgages for your primary residence, second homes, or investment properties
  • No closing-cost options
  • Adjustable rate mortgages
  • First-time home buyer loans
  • Low down payment options
  • Specialty loans, including 100% financing and jumbo loans
  • Construction loans and land loans


Services Offered

We've got different loan options, depending on what you need. I'm here to help you find the right solution for your unique situation.

  • Mortgage Icon


    From finding the right home to closing on a mortgage with a great rate, we help you at every step of the process.

  • Home equity loans icon


    Take advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options.

  • Personal Loans Icon

    Get pre-qualified!

    Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations

Let's get your mortgage process started.

I'm here and ready to help find the right option for you.

  • Mortgage Resources

    See More Resources

  • Mortgage FAQs

    What does pre-qualified mean? What do closing costs include? Get answers from our experts.
  • Mortgage Online Application FAQs

    With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.