Teenagers and members aged 13-221 can earn cash on money in the bank — just like extra credit from the teacher.
Minimum required to open
No monthly fee
Earn dividends on as little as $1 in your account
If you’re young and have never had a banking account, Extra Credit Checking is a great place to start. It’s free and requires no minimum balance, and also gives you money back each month in the form of dividends (a payment based on the amount in your account – save more, earn more). You also get your own debit card and access to convenient tools like our mobile banking app with mobile deposit for your smartphone (Apple or Droid), digital wallets, online access, and more.
Get a free debit card to make purchases and use at ATMs
Find ATMs at VACU locations or shared branches with credit unions nationwide
Get 4 no-fee withdrawals from non-VACU ATMs each month1
Enjoy free online banking with bill pay & eStatements
Store and manage information in digital wallets
Use our convenient mobile banking app2 with mobile deposit3
First box of checks is free! Easily order online or by phone (four colors, $16 for 100).
Enjoy free 24-hour QuikLine phone banking
Let’s get started on your financial journey.