All Mortgage Loan OfficersTina HuffSenior Mortgage Loan OfficerNMLS# 455628 tina.huff@vacu.org Office:(804) 205-5574Toll-free:(800) 285-5051 x5574Fax:(804) 267-1433 Apply with Tina BiographyI never dreamed I would be crunching numbers after college. I did not originally choose a career in mortgage lending, but I was drawn to it like a magnet. I purchased my first home in 1994 and had no idea what I was doing. I remember seeing the interest rate at 8.5% and the APR at 9%, and I almost walked out of the attorney’s office because I didn’t understand the difference.My personal banking experience had me fascinated by the complicated industry, and 27 years later, I am still loving it. I have found the best way to explain each step is to break it down in a way that our members can understand it so they can make educated decisions based on their situation and goals. I believe that education is power! I enjoy educating and consulting with our members so they are confident about the biggest financial decision they will make.When I am not in front of my computer, I enjoy working out and spending time with my family. Benefits of working with a VACU Mortgage Loan OfficerI'm local and ready to help. Whether it's your first home or fifth, I'll be in your corner every step of the way.Mortgages for your primary residence, second homes, or investment propertiesNo closing-cost optionsAdjustable rate mortgagesFirst-time home buyer loansLow down payment optionsSpecialty loans, including 100% financing and jumbo loansConstruction loans and land loans Services OfferedWe've got different loan options, depending on what you need. I'm here to help you find the right solution for your unique situation. MortgagesFrom finding the right home to closing on a mortgage with a great rate, we help you at every step of the process. RefinancingTake advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options. Get pre-qualified!Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations Let's get your mortgage process started.I'm here and ready to help find the right option for you. Apply with Tina Mortgage Resources See More Resources A Guide to Home Buying In this helpful video series, we'll walk you through the basics of buying a home. Mortgage FAQs What does pre-qualified mean? What do closing costs include? Get answers from our experts. Mortgage Online Application FAQs With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.
MortgagesFrom finding the right home to closing on a mortgage with a great rate, we help you at every step of the process.
RefinancingTake advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options.
Get pre-qualified!Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations
A Guide to Home Buying In this helpful video series, we'll walk you through the basics of buying a home.
Mortgage FAQs What does pre-qualified mean? What do closing costs include? Get answers from our experts.
Mortgage Online Application FAQs With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.