Tina Huff Back to Mortgage Loan Officers Tina Huff Senior Mortgage Loan Officer NMLS# 455628 tina.huff@vacu.org Office: (804) 205-5574 Toll Free: (800) 285-5051 x5574 Fax: (804) 267-1433 Hi, I’m Tina, your local mortgage expert. I didn't originally choose a career in mortgage lending, but I was drawn to it like a magnet. I was fascinated by the complicated industry, and 27 years later, I'm still loving it. I enjoy breaking down each step in the process so that members can make educated decisions based on their situations and goals. Education is power. I want members to feel informed and confident when making one of the biggest financial decisions of their lifetime. When I am not in front of my computer, I enjoy working out and spending time with my family. Apply with Tina Why work with a VACU mortgage loan officer? As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with: Mortgages for your primary residence, second homes, or investment properties No-closing-cost options Home Equity and Home Equity Line of Credit (HELOC) options Adjustable-rate mortgages First-time homebuyer loans Low down payment options Specialty loans, including 100%-financing and jumbo loans Construction and construction-to-permanent loans What our members are saying: Tina was so knowledgeable, kind, and professional throughout the entire process... I honestly could not ask for better loan professionals to guide me through this lending experience. Tina was excellent to work with, we really appreciated her expertise and support! Services VACU offers: Whether you're new to homebuying or you've done this before, we can help. Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step. Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense. Home Equity Tap into the money you've already invested in your home to cover life's expenses. Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations. Ready to get started? I'm here to help find the right option for your unique situation. Apply with Tina Your Homebuying Knowledge Base See all Article 6 min Financing Your Dream Home with a Construction Loan Home Video 7 min Watch: 9 Questions First-Time Homebuyers Ask Home Calculator Mortgage Payment Calculator Home Article 5 min 10 Ways to Make Your Home Feel New Home Article 4 min What Are Closing Costs? Home Article 4 min What Does Homeowner's Insurance Cover? Home Article 6 min 6 Tips to Navigate an Uncertain Real Estate Market Home Article 4 min Home Improvements that Pay Off Home Article 6 min How to Get Pre-Qualified for a Mortgage Home Calculator Home Affordability Calculator Home Article 3 min Mortgage Documents Checklist Home Article 4 min Mortgage Rate Lock Explained Home
Tina was so knowledgeable, kind, and professional throughout the entire process... I honestly could not ask for better loan professionals to guide me through this lending experience.
Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations.