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Regular Savings

Put your money to work for you and make progress toward your financial goals.

Put your money to work

Attractive dividends up to 0.25% APY1
(View Rates)

  • 1 Rate effective as of 09/25/2022. Annual percentage yield (APY) may change after account is opened. Fees may reduce earnings on your accounts. Dividend earnings are compounded quarterly and paid on accounts with $100 or more and there is no minimum balance to earn APY for members under age 23.
Start small


Open an account with just $5 – and watch it grow

Avoid costly fees


No monthly fees for account service or maintenance

Our Regular Savings is great for day-to-day savings. Put your money aside – make it easy with automatic tools to add to your account – and have ready access when you need your money. You can even open multiple accounts to save for specific goals.

These great features and benefits come with every Regular Savings account:

Free debit card

Get a free debit card to make purchases and use at ATMs

Nationwide ATMs

Find ATMs at VACU locations or shared branches with credit unions nationwide

Change Jar

Round up every purchase to the nearest whole dollar, the “change” goes to savings.

Online access

Enjoy free online banking with bill pay & eStatements

Automatic transfer

Fund your Savings accounts through direct deposit or paycheck deduction

Mobile banking

Use our convenient mobile banking app1 with mobile deposit2

  • 1 While mobile banking is free from VACU, please be aware that your mobile service provider may charge you for data plan usage. Check your plan before you start using the service.
  • 2 For members 13 and older.

Phone banking

Enjoy free 24-hour QuikLine phone banking

Start with a Regular Savings account.

Put your money to work for you. Become a credit union member today to get started or login to online banking to open an account.