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Put your money to work

Attractive dividends up to 1.00% APY1
(View Rates)

  • 1 Rate effective as of 12/1/2023. Annual percentage yield (APY) may change after account is opened. Fees may reduce earnings on your accounts. Dividend earnings are compounded quarterly and paid on accounts with $100 or more and there is no minimum balance to earn APY for members under age 23.
Start small


Open an account with just $5 – and watch it grow

Avoid costly fees


No monthly fees for account service or maintenance

Our Regular Savings account is ready for your everyday savings. Use our automatic tools to strategically put money aside and have easy access whenever you need your money. Saving for specific goals? Open multiple accounts to stay on track for each of your milestones.

These great features and benefits come with every Regular Savings account:

Free debit card

Get a free debit card to make purchases and use at ATMs

Nationwide ATMs

Find ATMs at VACU locations or shared branches with credit unions nationwide

Change Jar

Round up every purchase to the nearest whole dollar, the “change” goes to savings.

Online access

Enjoy free online banking with bill pay & eStatements

Automatic transfer

Fund your Savings accounts through direct deposit or paycheck deduction

Mobile banking

Use our convenient mobile banking app1 with mobile deposit2

  • 1 While mobile banking is free from VACU, please be aware that your mobile service provider may charge you for data plan usage. Check your plan before you start using the service.
  • 2 For members 13 and older.

Phone banking

Enjoy free 24-hour QuikLine phone banking

Start with a Regular Savings account today

Work smarter not harder, and put your money to work for you. Become a credit union member or log in to online banking to open an account today.