All Mortgage Loan OfficersAntione AustinSenior Mortgage Loan OfficerNMLS# 257290 antione.austin@vacu.org Office:(804) 201-2194Toll-free:(800) 285-5051 x2194Fax:(804) 267-1433 Apply with Antione BiographyWith 13 years of lending experience, I have seen many changes within the mortgage landscape. My passion is providing exceptional customer service and taking time to understand my clients’ needs. Although the mortgage industry rules have become more complex and loan programs have different and more stringent criteria, I enjoy mastering the new rules and programs so that I can teach our members in a simple way and make the American Dream a reality.As a Virginia Credit Union mortgage professional, I put myself in the member’s shoes. Purchasing or refinancing a home can be a bit of an overwhelming experience, so I try to make it as easy and seamless as possible by keeping the member informed throughout the process. My goal is to make sure you feel comfortable throughout the transaction. In my free time, you will find me with my son. I enjoy attending sporting events with him and coaching Benefits of working with a VACU Mortgage Loan OfficerI'm local and ready to help. Whether it's your first home or fifth, I'll be in your corner every step of the way.Mortgages for your primary residence, second homes, or investment propertiesNo closing-cost optionsAdjustable rate mortgagesFirst-time home buyer loansLow down payment optionsSpecialty loans, including 100% financing and jumbo loansConstruction loans and land loans Services OfferedWe've got different loan options, depending on what you need. I'm here to help you find the right solution for your unique situation. MortgagesFrom finding the right home to closing on a mortgage with a great rate, we help you at every step of the process. RefinancingTake advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options. Get pre-qualified!Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations Let's get your mortgage process started.I'm here and ready to help find the right option for you. Apply with Antione Mortgage Resources See More Resources A Guide to Home Buying In this helpful video series, we'll walk you through the basics of buying a home. Mortgage FAQs What does pre-qualified mean? What do closing costs include? Get answers from our experts. Mortgage Online Application FAQs With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.
MortgagesFrom finding the right home to closing on a mortgage with a great rate, we help you at every step of the process.
RefinancingTake advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options.
Get pre-qualified!Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations
A Guide to Home Buying In this helpful video series, we'll walk you through the basics of buying a home.
Mortgage FAQs What does pre-qualified mean? What do closing costs include? Get answers from our experts.
Mortgage Online Application FAQs With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.