Credit Card Payment Protection Have a backup plan with help from credit card insurance Call us at 804-323-6800 Credit Card Insurance Can Cover Your Payments. Using a credit card comes with responsibility. Life happens, though, and you may miss payments. Credit card insurance? can help give you peace of mind when you need it most. There are several options you can choose from at lower rates than you might find elsewhere: Credit Disability Insurance: If you become disabled due to a covered accident or illness, this plan steps in to make payments—up to the policy limit—on your VACU credit card. You’ll need to be working at least 25 hours per week when you enroll. Credit Life Insurance: If you pass away due to a covered accident or illness before repaying your VACU credit card balance, this plan reduces or pays off your balance—up to the policy limit.? Credit Involuntary Unemployment Insurance: If you're laid off for more than 14 days or you lose your job through no fault of your own, this plan steps in to help cover your VACU credit card payments.? You can only add this coverage when you purchase it alongside credit life and credit disability insurance. You’ll need to be working at least 25 hours per week when you enroll. Credit Card Insurance Rates: Coverage Selected Single Rate? Credit Life Insurance $0.80 per $1,000 Credit Disability Insurance $0.98 per $1,000 Credit Involuntary Unemployment Insurance $0.63 per $1,000 Insurance Maximums: Your Maximum Credit Disability Credit Life Credit Involuntary Unemployment Monthly Total Benefit $850 N/A Unlimited Number of Monthly Benefits 120 N/A 6 Insurance Balance per Loan $70,000 $70,000 N/A Age Eligible for Insurance 66 70 66 Find out if credit card insurance is right for you. Call us at 804-323-6800 Visit a branch Credit Card Payment Resources See More Resources Credit Card FAQs Frequently asked questions about credit cards. Credit Card Payoff Calculator Find out how long it will take to pay off your credit card debt with our Credit Card Payoff Calculator. Manage Cards Manage your VACU cards anytime, anywhere. Access features for your credit and debit cards within online banking and our mobile banking app.
Credit Card Payoff Calculator Find out how long it will take to pay off your credit card debt with our Credit Card Payoff Calculator.
Manage Cards Manage your VACU cards anytime, anywhere. Access features for your credit and debit cards within online banking and our mobile banking app.