Insurance ServicesFrom home and auto to travel and pets, our insurance partner at Virginia CU Insurance Services helps you protect your assets at the best price.? Learn moreMajor insurance partnersPartnerships with multiple major insurance carriers mean we can find you the best coverage at the best possible pricePersonalized serviceExperienced agents work hard to provide you with affordable coverage and bring you peace of mind.Loan Payment ProtectionProtect your loan with Credit Life and Credit Disability Insurance that may reduce or pay off your loan if you become unable to do so.? Learn moreCredit Life InsuranceHave your loan with Virginia Credit Union paid off or reduced in the event of death.Credit Disability InsuranceIf you become totally disabled, due to illness or accident, Credit Disability makes payments (based on policy limits) on your loan with Virginia Credit Union.Title ServicesProtect against financial loss if someone challenges your home ownership– even if the claim occurs years after you purchase your house.? Learn moreOwner’s title insuranceWith a one-time fee at closing, protect your ownership and your heirs as long as you have interest in a property.Lender’s title insuranceWe protect lenders against any unknown defects to a property title.Accidental Death & DismembermentYour membership may qualify you for complimentary AD&D coverage to help protect you and your family if you have a fatal accident or one that causes you specific, catastrophic harm. Learn MoreAcceptance is guaranteedNo one will ask you health questions or expect you to submit to a medical exam. If you're a credit union member over the age of 18, you can't be turned down.Coverage cannot be cancelledAs long as your premiums are paid and you remain a member of a participating credit union, your policy will not be terminated. Get access to these insurance products when you join VACUWhen you become a credit union member, you can access these great accounts, low rates, online and mobile banking, member discounts, and more. Join us Insurance Resources See More Resources When was the last time you got a quote on your insurance?I cannot remember the number of times I’ve introduced our representative from Virginia CU Insurance Services at our Home Buyers workshop. What Does Homeowner's Insurance Cover?Homeowners insurance, or hazard insurance, covers you in the event of damage to or loss of your property. 6 Ways to Lower Car Insurance CostsCar insurance is an often overlooked expense where you could find some significant savings. There are many things you can do both today and over time to lower your car insurance payments.