Insurance Options Insurance Services From home and auto to travel and pets, our insurance partner at Virginia CU Insurance Services helps you protect your assets at the best price.1 1 Insurance products are offered through Virginia CU Insurance Services, LLC (VACUIS), an insurance agency affiliate of Virginia Credit Union, Inc. (VACU), and Southwest Business Corporation (SWBC) and are underwritten by unaffiliated insurance companies. SWBC is not an affiliate of VACUIS or VACU. Carriers may change without notice. Please visit www.vacuis.com for additional details. Any insurance required as a condition of an extension of credit by VACU is not required to be purchased from VACUIS, and can be purchased from an agent or insurance company of the member’s choice. VACUIS is licensed in Virginia only. Business conducted with VACUIS is separate and distinct from any business with VACU. VACU is not responsible for products and services purchased through VACUIS or SWBC. Neither VACUIS nor SWBC is insured by NCUA or any federal government agency. Insurance products offered through VACUIS and SWBC are not a deposit of or guaranteed by a credit union or credit union affiliate, and may lose value. Learn more Major insurance partners Partnerships with multiple major insurance carriers mean we can find you the best coverage at the best possible price Personalized service Experienced agents work hard to provide you with affordable coverage and bring you peace of mind. Loan Payment Protection Protect your loan with Credit Life and Credit Disability Insurance that may reduce or pay off your loan if you become unable to do so.2 2 Credit Life and Credit Disability Insurance is underwritten by CMFG Life Insurance Company. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative for a full explanation of the terms. CDCL-1386907.1-0116-0218 Learn more Credit Life Insurance Have your loan with Virginia Credit Union paid off or reduced in the event of death. Credit Disability Insurance If you become totally disabled, due to illness or accident, Credit Disability makes payments (based on policy limits) on your loan with Virginia Credit Union. Title Services Protect against financial loss if someone challenges your home ownership– even if the claim occurs years after you purchase your house.3 3 Business conducted with Virginia Statewide Title Services, LLC, is separate and distinct from any business with VACU. Virginia Credit Union, Inc. (VACU) is not responsible for products and services purchased through Virginia Statewide Title Services, LLC. Learn more Owner’s title insurance With a one-time fee at closing, protect your ownership and your heirs as long as you have interest in a property. Lender’s title insurance We protect lenders against any unknown defects to a property title. Accidental Death & Dismemberment Your membership may qualify you for complimentary AD&D coverage to help protect you and your family if you have a fatal accident or one that causes you specific, catastrophic harm. Learn More Acceptance is guaranteed No one will ask you health questions or expect you to submit to a medical exam. If you're a credit union member over the age of 18, you can't be turned down. Coverage cannot be cancelled As long as your premiums are paid and you remain a member of a participating credit union, your policy will not be terminated. Get access to these insurance products when you join VACU When you become a credit union member, you can access these great accounts, low rates, online and mobile banking, member discounts, and more. Join us Insurance Resources See More Resources When was the last time you got a quote on your insurance? I cannot remember the number of times I’ve introduced our representative from Virginia CU Insurance Services at our Home Buyers workshop. What Does Homeowner's Insurance Cover? Homeowners insurance, or hazard insurance, covers you in the event of damage to or loss of your property. 6 Ways to Lower Car Insurance Costs Car insurance is an often overlooked expense where you could find some significant savings. There are many things you can do both today and over time to lower your car insurance payments.