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Personal Loan Options

Our low-rate personal loans are an affordable way to get the cash you need now – and make payments over time.

Personal Loans

Receive a lump sum that helps you pay for larger purchases when you need money quickly.

Rates as low as

When securing your loan with VACU savings1

  • 1 Rate effective as of 09/16/2019. Minimum and maximum loan amounts or credit limits apply. APR varies and may be adjusted monthly based on the Prime Rate published in the Wall Street Journal. Minimum APR is 6%.
Fast Cash

TODAY

Get funds as early as today

Personal Lines of Credit

Apply once – and tap into your money when you need it.

 

Borrow what you need

$100+

Lines start at $100, up to your limit

Monthly payments as low as

$25

Pay 2.5% of your balance or $25 monthly, whichever is greater.

Bicycle Loans

Get moving with funds just for bikes and accessories.

Rates as low as

2

  • 2 Rate effective as of 09/16/2019. Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit rating and include a 0.500% discount for repaying by an automated payment method approved by us. Minimum and maximum loan amounts or credit limits apply.
Shop local partners

LOCAL

Find a bike locally – and get VACU financing.

Included with all personal loans

No opening fees

Online banking, mobile banking and telephone transfers of funds to your checking account

Low rates

Open a loan for as low as $100