Our low-rate personal loans are an affordable way to get the cash you need now – and make payments over time.
Receive a lump sum that helps you pay for larger purchases when you need money quickly.
When securing your loan with VACU savings1
Get funds as early as today
Apply once – and tap into your money when you need it.
Lines start at $1,000, up to your limit
Pay 2.5% of your balance or $25 monthly, whichever is greater.
Get moving with funds just for bikes and accessories.
Find a bike locally – and get VACU financing.
No opening fees
Online banking, mobile banking and telephone transfers of funds to your checking account
Open a loan for as low as $100 and a line of credit for as low as $1,000
When you become a credit union member, you can access great accounts, low rates, online and mobile banking, member discounts and more.