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Personal Loan Options

Our low-rate personal loans are an affordable way to get the cash you need now – and make payments over time.

Personal Loans

Receive a lump sum that helps you pay for larger purchases when you need money quickly.

Rates as low as

with a loan amount of $10,000 or more and a 48 month term?

Fast Cash


Get funds as early as today

Personal Lines of Credit

Apply once – and tap into your money when you need it.

Borrow what you need


Lines start at $2,001, up to your limit

Monthly payments as low as


Pay 2.5% of your balance or $25 monthly, whichever is greater.

Share Secured Personal Loan

Make your money go even further. Secure your personal loan with a VACU savings account and pay less interest.

Rates as low as

When securing your loan with VACU savings?

Two options


Savings secured or certificate secured loan

Included with all personal loans

No opening fees

Online banking, mobile banking and telephone transfers of funds to your checking account

Low rates

Open a loan for as low as $100 and a line of credit for as low as $2,001

Become a member

When you become a credit union member, you can access great accounts, low rates, online and mobile banking, member discounts and more.

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