Our low-rate personal loans are an affordable way to get the cash you need now – and make payments over time.
Receive a lump sum that helps you pay for larger purchases when you need money quickly.
Get funds as early as today
Make your money go even further. Secure your personal loan with a VACU savings account and pay less interest.
When securing your loan with VACU savings2
Savings secured or certificate secured loan
Apply once – and tap into your money when you need it.
Lines start at $1,000, up to your limit
Pay 2.5% of your balance or $25 monthly, whichever is greater.
Get moving with funds just for bikes and accessories.
Find a bike locally – and get VACU financing.
No opening fees
Online banking, mobile banking and telephone transfers of funds to your checking account
Open a loan for as low as $100 and a line of credit for as low as $1,000
When you become a credit union member, you can access great accounts, low rates, online and mobile banking, member discounts and more.