Regular Savings Open an account with just $5 and earn competitive returns on balances of $100 or more. Add to the account easily with direct deposit or automatic transfers. Learn more about Regular Savings New Members: Open an account Members: Add an account Earn dividends up to 0.40 % APY ? (View Rates) Benefits to help you Free debit card, nationwide ATM access, online banking with eStatements, mobile banking app with mobile deposit, phone banking, and more Money Market Savings Get more for your money and ready access to your funds. Our Premium account requires a minimum balance of $10,000 and our Premium Plus account requires $25,000. The more you save, the more you earn. Learn more about Money Market Savings New Members: Open an account Members: Add an account Attractive dividends up to 2.90 % APY Up to 1.55% (View Rates) Manage your money Checking transfers, digital banking access and automatic overdraft protection on checking Savings Certificates Open a certificate with $500 or more and watch your savings grow. Add deposits to select certificates. Learn more about Savings Certificates New Members: Open an account Members: Add an account Earn dividends up to 4.18 % APY ? Choose your terms 6-60 Choose how long to save with terms from 6 to 60 months? Individual Retirement Accounts (IRAs) Explore two options to help you grow retirement savings, starting with $10,000 or $25,000. IRAs can provide tax benefits, but speak to your tax advisor first. Learn more about IRAs Visit Retirement Central® Earn dividends up to 4.18 % APY ? Grow your account Payroll deduction and automatic transfers Health Savings Accounts (HSAs) Pay for future eligible medical expenses with pre-tax dollars. Open an account for just $5. Yearly contribution limits of $4,300 for eligible individuals and $8,550 for eligible families. ? Learn more Health Savings Accounts Visit the HSA Service Center Earn dividends up to 1.55 % APY ? Convenient features Free debit card, monthly account statement – and your first order of checks is free. Annual service fee. Kids Savings Accounts Help your kids save for their long-term goals, including college, with savings accounts starting as low as $5. Choose from Regular Savings, Money Market Savings, or Savings Certificates. Learn more Kids Savings Accounts Open an account Every dividend 0 No minimum to earn quarterly dividends? (View Rates) Start saving early Oversee your child’s access to their money; help birthday and holiday gift money grow These great features come with every savings account: Free debit card Get a free debit card to make purchases and use at ATMs Nationwide ATMs Find ATMs at VACU locations or shared branches with credit unions nationwide Change Jar Round up every purchase to the nearest whole dollar, the “change” goes to savings. Online access Enjoy free online banking with bill pay & eStatements Automatic transfer Fund your Savings accounts through direct deposit or paycheck deduction Mobile banking Use our convenient mobile banking app? with mobile deposit? Phone banking Enjoy free 24-hour QuikLine phone banking Get started with a Regular Savings account today Put your money to work for you. Become a credit union member or log in to online banking to open an account today. New members: Open an account Members: Add an account Saving Resources See More Resources Savings FAQs Frequently asked questions about savings. Change Jar Looking for a way to jump start your savings? Sign up for Change Jar! The more you use your debit card for purchases, the more you can save. Long-Term Savings Calculator Calculate the potential value of a balance over time with regular deposits and various return rates with our Long-Term Savings Calculator.
Change Jar Looking for a way to jump start your savings? Sign up for Change Jar! The more you use your debit card for purchases, the more you can save.
Long-Term Savings Calculator Calculate the potential value of a balance over time with regular deposits and various return rates with our Long-Term Savings Calculator.