Personal | Business
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Personal | Business
Do your long-term plans include buying a house, paying for college or enjoying retirement? Our savings services help you be ready when that future is here – or to cover an unexpected expense.
Open an account with just $5 and earn competitive returns on balances of $100 or more. Add to the account easily with direct deposit or automatic transfers.
Free debit card, nationwide ATM access, online banking with eStatements, mobile banking app with mobile deposit, phone banking, and more
Get more for your money – with ready access to your funds. Our Premium account requires a minimum balance of $10,000, and our Premium Plus account requires $25,000. The more you save, the more you earn.
Up to 0.20% APY2 for Premium and 0.35% APY for Premium Plus
Checking transfers3, digital banking access and automatic overdraft protection on checking
Open a certificate with $500 or more and watch your savings grow. Add deposits to select certificates.
Choose how long to save with terms from 6 to 60 months5
Two options help you grow retirement savings, starting with $10,000 or $25,000. IRAs can provide tax benefits, but speak to your tax advisor first.
Payroll deduction and automatic transfers
Pay for future eligible medical expenses with pre-tax dollars. Open an account for just $5. Yearly contribution limits of $3,500 for eligible individuals and $7,000 for families7
Free debit card, monthly account statement – and your first order of checks is free! Annual service fee
Help your kids save money for long-term goals – including college – with savings accounts starting as low as $5. Choose from Regular Savings, Money Market Savings or Savings Certificates.
No minimum to earn quarterly dividends 9
Oversee your child’s access to their money; help birthday and holiday gift money grow
Get a free debit card to make purchases and use at ATMs
Find ATMs at VACU locations or shared branches with credit unions nationwide
Round up every purchase to the nearest whole dollar, the “change” goes to savings.
Enjoy free online banking with bill pay & eStatements
Fund your Savings accounts through direct deposit or paycheck deduction
Use our convenient mobile banking app10 with mobile deposit11
Enjoy free 24-hour QuikLine phone banking
When you become a credit union member, you can access these great accounts, low rates, online and mobile banking, member discounts and more.