Attractive dividends up to 4.48% APY?


Get started with just $500


Choose how long to save with terms from 6 to 60 months?


Similar to CDs (certificates of deposit) at other financial institutions, savings certificates allow you to save a set amount of money for a specified term. Our Savings Certificates are limited to a single, one-time deposit with a term limit of 5 years, while our Saving Certificate Deposits allow ongoing contributions limited to either 6 or 12 months.

ProductMinimum Opening DepositMinimum to Earn APYRateAnnual Percentage Yield (APY)*Compounding Frequency
6 month certificate**$500$5002.62%2.65%Quarterly
6 month certificate$5000$50002.62%2.66%Monthly
6 month certificate$50000$500002.82%2.86%Monthly
6 month certificate$100000$1000003.02%3.07%Monthly
12 month certificate***$500$5004.18%4.25%Quarterly
12 month certificate$5000$50004.18%4.27%Monthly
12 month certificate$50000$500004.38%4.47%Monthly
12 month certificate$100000$1000004.58%4.68%Monthly
24 Month Certificate$500$5003.80%3.85%Quarterly
24 Month Certificate$5000$50003.80%3.86%Monthly
24 Month Certificate$50000$500004.00%4.07%Monthly
24 Month Certificate$100000$1000004.20%4.28%Monthly
36 month certificate$500$5003.89%3.95%Quarterly
36 month certificate$5000$50003.89%3.96%Monthly
36 month certificate$50000$500004.09%4.17%Monthly
36 month certificate$100000$1000004.29%4.38%Monthly
48 month certificate$500$5003.89%3.95%Quarterly
48 month certificate$5000$50003.89%3.96%Monthly
48 month certificate$50000$500004.09%4.17%Monthly
48 month certificate$100000$1000004.29%4.38%Monthly
60 month certificate$500$5003.99%4.05%Quarterly
60 month certificate$5000$50003.99%4.06%Monthly
60 month certificate$50000$500004.19%4.27%Monthly
60 month certificate$100000$1000004.39%4.48%Monthly

Savings Certificate Rates Footnotes


A penalty may be imposed for early withdrawals. Fees may reduce earnings on your account. For more information, contact us.


If you desire an add-on feature for certificates of $50,000 or more, to make additional deposits to the certificate during its term, please contact us for rates.


If you desire an add-on feature for certificates of $50,000 or more, to make additional deposits to the certificate during its term, please contact us for rates.

Save for a designated time or event.

Open a Savings Certificate to earn returns on your savings for up to 5 years. Become a credit union member today to get started or log in to online banking to open an account.