Savings CertificatesLonger-term savings options can help you plan for the steady growth of your money. You decide how long you want to put that money away. New Members: Open an account Members: Add an account New Members: Open an account Members: Add an account 4.23%APYAttractive dividends up to 4.23% APY?$500Get started with just $5006-60Choose how long to save with terms from 6 to 60 months? Similar to CDs (certificates of deposit) at other financial institutions, savings certificates allow you to save a set amount of money for a specified term. Our Savings Certificates are limited to a single, one-time deposit with a term limit of 5 years, while our Saving Certificate Deposits allow ongoing contributions limited to either 6 or 12 months. Savings Certificate RatesProductMinimum Opening DepositMinimum to Earn APYRateAnnual Percentage Yield (APY)*Compounding Frequency6 month certificate**$500$5002.43%2.45%Quarterly6 month certificate$5000$50002.43%2.46%Monthly6 month certificate$50000$500002.63%2.66%Monthly6 month certificate$100000$1000002.83%2.86%Monthly12 month certificate***$500$5003.94%4.00%Quarterly12 month certificate$5000$50003.94%4.01%Monthly12 month certificate$50000$500004.14%4.22%Monthly12 month certificate$100000$1000004.34%4.43%Monthly24 Month Certificate$500$5003.55%3.60%Quarterly24 Month Certificate$5000$50003.55%3.61%Monthly24 Month Certificate$50000$500003.75%3.82%Monthly24 Month Certificate$100000$1000003.95%4.02%Monthly36 month certificate$500$5003.65%3.70%Quarterly36 month certificate$5000$50003.65%3.71%Monthly36 month certificate$50000$500003.85%3.92%Monthly36 month certificate$100000$1000004.05%4.13%Monthly48 month certificate$500$5003.65%3.70%Quarterly48 month certificate$5000$50003.65%3.71%Monthly48 month certificate$50000$500003.85%3.92%Monthly48 month certificate$100000$1000004.05%4.13%Monthly60 month certificate$500$5003.75%3.80%Quarterly60 month certificate$5000$50003.75%3.81%Monthly60 month certificate$50000$500003.95%4.02%Monthly60 month certificate$100000$1000004.15%4.23%MonthlySavings Certificate Rates Footnotes *A penalty may be imposed for early withdrawals. Fees may reduce earnings on your account. For more information, contact us. **If you desire an add-on feature for certificates of $50,000 or more, to make additional deposits to the certificate during its term, please contact us for rates. ***If you desire an add-on feature for certificates of $50,000 or more, to make additional deposits to the certificate during its term, please contact us for rates.Read More Save for a designated time or event.Open a Savings Certificate to earn returns on your savings for up to 5 years. Become a credit union member today to get started or log in to online banking to open an account. New Members: Open an account Members: Add an account Savings Resources See More Resources Savings FAQsFrequently asked questions about savings. Long-Term Savings CalculatorCalculate the potential value of a balance over time with regular deposits and various return rates with our Long-Term Savings Calculator.
Savings Certificate RatesProductMinimum Opening DepositMinimum to Earn APYRateAnnual Percentage Yield (APY)*Compounding Frequency6 month certificate**$500$5002.43%2.45%Quarterly6 month certificate$5000$50002.43%2.46%Monthly6 month certificate$50000$500002.63%2.66%Monthly6 month certificate$100000$1000002.83%2.86%Monthly12 month certificate***$500$5003.94%4.00%Quarterly12 month certificate$5000$50003.94%4.01%Monthly12 month certificate$50000$500004.14%4.22%Monthly12 month certificate$100000$1000004.34%4.43%Monthly24 Month Certificate$500$5003.55%3.60%Quarterly24 Month Certificate$5000$50003.55%3.61%Monthly24 Month Certificate$50000$500003.75%3.82%Monthly24 Month Certificate$100000$1000003.95%4.02%Monthly36 month certificate$500$5003.65%3.70%Quarterly36 month certificate$5000$50003.65%3.71%Monthly36 month certificate$50000$500003.85%3.92%Monthly36 month certificate$100000$1000004.05%4.13%Monthly48 month certificate$500$5003.65%3.70%Quarterly48 month certificate$5000$50003.65%3.71%Monthly48 month certificate$50000$500003.85%3.92%Monthly48 month certificate$100000$1000004.05%4.13%Monthly60 month certificate$500$5003.75%3.80%Quarterly60 month certificate$5000$50003.75%3.81%Monthly60 month certificate$50000$500003.95%4.02%Monthly60 month certificate$100000$1000004.15%4.23%MonthlySavings Certificate Rates Footnotes *A penalty may be imposed for early withdrawals. Fees may reduce earnings on your account. For more information, contact us. **If you desire an add-on feature for certificates of $50,000 or more, to make additional deposits to the certificate during its term, please contact us for rates. ***If you desire an add-on feature for certificates of $50,000 or more, to make additional deposits to the certificate during its term, please contact us for rates.Read More
Long-Term Savings CalculatorCalculate the potential value of a balance over time with regular deposits and various return rates with our Long-Term Savings Calculator.