Debbie Giambanco
Debbie Giambanco
Hi, I’m Debbie, your local mortgage expert.
As a VACU mortgage loan officer with over 30 years in the mortgage lending business, I pride myself on meeting expectations. I am proud to help our members and their families with one of the biggest decisions they make in their lifetime, along with making sure each person involved understands the process and feels comfortable about their decision in home-buying or refinancing.
I really do care about our members and get to know their needs and wants before we get started. It is important to give each family the financial guidance they need in order to make the best decision in their mortgage financing. Simplifying the process and guiding them through all of the steps is extremely important.
Spending time with my family is one of the greatest joys in my life. I also enjoy playing pickleball, being active in the community, and I love to cook and create new recipes. When there is a break, I enjoy going to the beach.
Why work with a VACU mortgage loan officer?
As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with:
- Mortgages for your primary residence, second homes, or investment properties
- No-closing-cost options
- Home Equity and Home Equity Line of Credit (HELOC) options
- Adjustable-rate mortgages
- First-time homebuyer loans
- Low down payment options
- Specialty loans, including 100%-financing and jumbo loans
- Construction and construction-to-permanent loans
What our members are saying:
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Debbie and her associates were always available. They demonstrated excellent customer service and communication with a positive, helpful attitude. I felt comfortable asking questions about the process to make informed decisions … I would recommend VACU to anyone.
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Everyone we spoke with was extremely helpful and we really appreciated how smooth the process was.
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Debbie was great. Super on top of everything.
Services VACU offers:
Whether you're new to homebuying or you've done this before, we can help.
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MortgagesFrom finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
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RefinancingRefinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
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Home EquityTap into the money you've already invested in your home to cover life's expenses.
