• Loan Payments

    Fast, safe, and convenient. Make online payments for your loans and credit cards in the comfort of your own home.

    • Online Banking

      Pay your loan by transferring funds from your VACU account in online or mobile banking. You can pay toward your bill or allocate it directly toward the loan’s principal balance.

    • How

      Log in from a browser or our mobile app. Apple or Android? Both work with our mobile app.

      Available on the App StoreAndriod App on Google Play

    • Payment Timing

      Make a one-time payment,? or schedule a recurring automatic transfer.

    • Convenience Pay

      Make a loan payment with funds from another financial institution using your checking account or a Visa, Discover, or Mastercard debit card. Former Member One members, this is VACU’s version of “PAY A LOAN.”

    • Important Note

      A $9.95 fee applies to all business loan payments. For nonbusiness loans, only agent-assisted phone payments incur the $9.95 fee; online and automated payments are fee-free.

    • Payment Timing

      Both one-time and recurring payments can be made through this service.

    • Direct Deposit & Payroll Deduction

      Allocate a portion of your direct deposit or use payroll deduction to pay for your loan automatically.

       

      Direct Deposit Form

      Payroll Deduction Authorization

    • Important Note

      Print and complete the forms and then return it to your employer. Check to see if your employer or payer requires any additional forms.

    • Payment Timing

      Set up to transfer on the same date each month.

    • Direct Payment (ACH Debits)

      Bank with another institution? VACU can debit your account at another financial institution to automatically pay your loan amount each month.

       

      Direct Payments Authorization (ACH) for VACU Installment Loans

    • Important Information

      Return signed form to the following address: P.O. Box 90010 Richmond VA, 23225-9010 Attn: EFT Services or send via fax to 804-267-5414.

    • Payment timing

      Automatically pay your loan amount each month.