Loan Payments

Fast, safe, and convenient. Make online payments for your loans in the comfort of your own home.

    • Online Banking

      Make your loan payment by transferring funds from your VACU account in online or mobile banking. You can pay towards your bill or allocate it directly towards the loan’s principal balance.

    • How

      Login from a browser or our mobile app. Apple or Droid? Both work with our mobile app.

      Available on the App StoreAndriod App on Google Play

    • Payment Timing

      Make a one-time payment? or schedule a recurring automatic transfer.

    • Convenience Pay

      Make a loan payment with funds from another financial institution using your checking account, or a Visa®, Discover® or Mastercard® debit card.

    • Important Note

      A $4.95 convenience fee for each loan payment will be automatically added when using this method.

    • Payment Timing

      Recurring loan payments cannot be made through this service.

    • Direct Deposit & Payroll Deduction

      Allocate a portion of your direct deposit or use payroll deduction to pay for your loan automatically.


      Direct Deposit Form

      Payroll Deduction Authorization

    • Important Note

      Print and complete the forms and then return it to your employer. Check to see if your employer or payer requires any additional forms.

    • Payment Timing

      Set up to transfer on the same date each month.

    • Direct Payment (ACH Debits)

      Bank with another institution? VACU can debit your account at another financial institution to automatically pay your loan amount each month.


      Direct Payments Authorization (ACH) for VACU Installment Loans

    • Important Information

      Return signed form to the following address: P.O. Box 90010 Richmond VA, 23224 Attn: EFT Services or send via fax to 804-267-5414.

    • Payment timing

      Automatically pay your loan amount each month.