Lore Davis Back to Mortgage Loan Officers Lore Davis Mortgage Loan Officer NMLS# 537140 lore.davis@vacu.org Office: (804) 718-6956 Fax: (804) 267-1433 Hi, I’m Lore, your local mortgage expert.I have worked in the mortgage industry for more than five years and have been part of the credit union for over 30 years. Helping members navigate one of the biggest financial decisions of their lives is something I value deeply. I enjoy building strong relationships to truly understand what matters most to our members. It helps me provide every member I work with the best possible service to meet their needs.I’ve lived in Central Virginia my entire life and earned my degree from Sweet Briar College. I love this region for its rich history, outdoor activities, and vibrant cultural events. There is always something to explore, from festivals to community gatherings. Apply with Lore Why work with a VACU mortgage loan officer?As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with:Mortgages for your primary residence, second homes, or investment propertiesNo-closing-cost optionsHome Equity and Home Equity Line of Credit (HELOC) optionsAdjustable-rate mortgagesFirst-time homebuyer loansLow down payment optionsSpecialty loans, including 100%-financing and jumbo loansConstruction and construction-to-permanent loans Services VACU offers: Whether you're new to homebuying or you've done this before, we can help. Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step. Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense. Home Equity Tap into the money you've already invested in your home to cover life's expenses. Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations. Ready to get started?I'm here to help find the right option for your unique situation. Apply with Lore Your Homebuying Knowledge Base See all Article 5 min 10 Ways to Make Your Home Feel New Home Article 6 min Financing Your Dream Home with a Construction Loan Home Calculator Mortgage Payment Calculator Home Video 7 min Watch: 9 Questions First-Time Homebuyers Ask Home Article 2 min What is Escrow and How Does it Work? Home Article 4 min How to Know When to Refinance Your Home Home Article 5 min How to Save for a Down Payment Home Calculator Mortgage Savings Calculator Home Article 6 min How to Get Pre-Qualified for a Mortgage Home Article 4 min What Are Closing Costs? Home Calculator Home Refinance Calculator Home Article 3 min Mortgage Documents Checklist Home
Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations.