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RV, Boat and Motorcycle Loans

We can help get you on the road – or on the water – faster with our affordable loan options.

Rates as low as
7.74

1

  • 1 Rate effective as of 12/1/2023. Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a  1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999.  Regardless of available discounts, 7.74% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts.

Discount

for automated monthly payments

Fast

and easy application with quick response

Attractive rates

Applies to model years 2013-2023 

Recreational Vehicle Loan Rates

ProductTermAPR*(as low as)
Recreational Vehicle Loan Ratesup to 48 months8.24%
Recreational Vehicle Loan Ratesup to 66 months8.74%
Recreational Vehicle Loan Ratesup to 72 months8.99%
Recreational Vehicle Loan Ratesup to 78 months9.29%
Recreational Vehicle Loan Ratesup to 84 months10.49%

Footnotes

*

Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999. Regardless of available discounts, 8.24% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts.

Payment example based on a $35,000.00 loan: $858.40 at a 8.24% APR with 48 month term; $669.83 at a 8.74% APR with 66 month term; $630.72 at a 8.99% APR with 72 month term; $599.43 at a 9.29% APR with 78 month term; and $589.94 at an 10.49% APR with 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors.

Motorcycle Loan Rates

ProductTermAPR*(as low as)
Motorcycle Loan Ratesup to 48 months8.74%
Motorcycle Loan Ratesup to 66 months9.24%
Motorcycle Loan Ratesup to 72 months9.49%
Motorcycle Loan Ratesup to 78 months9.74%
Motorcycle Loan Ratesup to 84 months10.99%

Footnotes

*

Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999.  Regardless of available discounts, 8.74% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts.

Payment example based on a $35,000.00 loan: $866.66 at a 8.74% APR with 48 month term; $678.41 at a 9.24% APR with 66 month term; $639.44 at a 9.49% APR with 72 month term; $607.41 at a 9.74% APR with 78 month term; and $599.10 at an 10.99% APR with 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors.

Watercraft Loan Rates

ProductTermAPR*(as low as)
Watercraft Loan Ratesup to 48 months7.74%
Watercraft Loan Ratesup to 66 months8.24%
Watercraft Loan Ratesup to 72 months8.49%
Watercraft Loan Ratesup to 78 months8.74%
Watercraft Loan Ratesup to 84 months9.99%

Footnotes

*

Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999.  Regardless of available discounts, 7.74% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts.

Payment example based on a $35,000.00 loan: $850.19 at a 7.74% APR with 48 month term; $661.30 at a 8.24% APR with 66 month term; $622.07 at a 8.49% APR with 72 month term; $589.77 at a 8.74% APR with 78 month term; and $580.86 at an 9.99% APR with 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors.

Buy your dream vehicle with a VACU loan

Have you picked out your boat, RV or motorcycle? Be ready with a vehicle loan. The application is fast and easy – and we’ll get you an answer quickly.

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