RV, Boat and Motorcycle Loans We can help get you on the road – or on the water – faster with our affordable loan options. Rates as low as 6.49 % APR ? Discount for automated monthly payments Fast and easy application with quick response Attractive rates Applies to model years 2015-2025 Recreational Vehicle Loan Rates Recreational Vehicle Loan Rates Product Term APR* (as low as) Recreational Vehicle Loan Rates up to 48 months 6.99% Recreational Vehicle Loan Rates up to 66 months 7.49% Recreational Vehicle Loan Rates up to 72 months 7.74% Recreational Vehicle Loan Rates up to 78 months 7.99% Recreational Vehicle Loan Rates up to 84 months 9.24% Footnotes * Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999. Regardless of available discounts, 6.99% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts. Payment example based on a $35,000.00 loan: $837.96 at a 6.99% APR with 48 month term; $648.64 at a 7.49% APR with 66 month term; $609.23 at a 7.74% APR with 72 month term; $576.74 at a 7.99% APR with 78 month term; and $567.39 at an 9.24% APR with 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors. Read More Motorcycle Loan Rates Motorcycle Loan Rates Product Term APR* (as low as) Motorcycle Loan Rates up to 48 months 7.49% Motorcycle Loan Rates up to 66 months 7.99% Motorcycle Loan Rates up to 72 months 8.24% Motorcycle Loan Rates up to 78 months 8.49% Motorcycle Loan Rates up to 84 months 9.74% Footnotes * Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999. Regardless of available discounts, 7.49% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts. Payment example based on a $35,000.00 loan: $846.10 at a 7.49% APR with 48 month term; $657.07 at a 7.99% APR with 66 month term; $617.77 at a 8.24% APR with 72 month term; $585.41 at a 8.49% APR with 78 month term; and $576.35 at an 9.74% APR with 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors. Read More Boat Loan Rates Watercraft Loan Rates Product Term APR* (as low as) Watercraft Loan Rates up to 48 months 6.49% Watercraft Loan Rates up to 66 months 6.99% Watercraft Loan Rates up to 72 months 7.24% Watercraft Loan Rates up to 78 months 7.49% Watercraft Loan Rates up to 84 months 8.74% Footnotes * Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999. Regardless of available discounts, 6.49% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts. Payment example based on a $35,000.00 loan: $829.86 at a 6.49% APR with 48 month term; $640.28 at a 6.99% APR with 66 month term; $600.76 at a 7.24% APR with 72 month term; $568.15 at a 7.49% APR with 78 month term; and $558.51 at an 8.74% APR with 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors. Read More Buy your dream vehicle with a VACU loan Have you picked out your boat, RV or motorcycle? Be ready with a vehicle loan. The application is fast and easy – and we’ll get you an answer quickly. Apply for a Motorcycle Loan Apply for an RV Loan Apply for a Boat Loan Loans Resources See More Resources Loan Payments Fast, safe, and convenient. Make online payments for your loans in the comfort of your own home. Vehicle Title FAQs Frequently asked questions about vehicle titles. Dealership Car Loans As a Virginia Credit Union member, you now have the option to get your credit union vehicle financing approved and funded right at the dealer.
Recreational Vehicle Loan Rates Recreational Vehicle Loan Rates Product Term APR* (as low as) Recreational Vehicle Loan Rates up to 48 months 6.99% Recreational Vehicle Loan Rates up to 66 months 7.49% Recreational Vehicle Loan Rates up to 72 months 7.74% Recreational Vehicle Loan Rates up to 78 months 7.99% Recreational Vehicle Loan Rates up to 84 months 9.24% Footnotes * Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999. Regardless of available discounts, 6.99% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts. Payment example based on a $35,000.00 loan: $837.96 at a 6.99% APR with 48 month term; $648.64 at a 7.49% APR with 66 month term; $609.23 at a 7.74% APR with 72 month term; $576.74 at a 7.99% APR with 78 month term; and $567.39 at an 9.24% APR with 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors. Read More
Motorcycle Loan Rates Motorcycle Loan Rates Product Term APR* (as low as) Motorcycle Loan Rates up to 48 months 7.49% Motorcycle Loan Rates up to 66 months 7.99% Motorcycle Loan Rates up to 72 months 8.24% Motorcycle Loan Rates up to 78 months 8.49% Motorcycle Loan Rates up to 84 months 9.74% Footnotes * Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999. Regardless of available discounts, 7.49% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts. Payment example based on a $35,000.00 loan: $846.10 at a 7.49% APR with 48 month term; $657.07 at a 7.99% APR with 66 month term; $617.77 at a 8.24% APR with 72 month term; $585.41 at a 8.49% APR with 78 month term; and $576.35 at an 9.74% APR with 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors. Read More
Boat Loan Rates Watercraft Loan Rates Product Term APR* (as low as) Watercraft Loan Rates up to 48 months 6.49% Watercraft Loan Rates up to 66 months 6.99% Watercraft Loan Rates up to 72 months 7.24% Watercraft Loan Rates up to 78 months 7.49% Watercraft Loan Rates up to 84 months 8.74% Footnotes * Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999. Regardless of available discounts, 6.49% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts. Payment example based on a $35,000.00 loan: $829.86 at a 6.49% APR with 48 month term; $640.28 at a 6.99% APR with 66 month term; $600.76 at a 7.24% APR with 72 month term; $568.15 at a 7.49% APR with 78 month term; and $558.51 at an 8.74% APR with 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors. Read More
Loan Payments Fast, safe, and convenient. Make online payments for your loans in the comfort of your own home.
Dealership Car Loans As a Virginia Credit Union member, you now have the option to get your credit union vehicle financing approved and funded right at the dealer.