Personal Loans Get the money you need for larger purchases, such as making home repairs, paying uninsured medical costs, and consolidating bills. It’s quick and easy to apply. Apply for a personal loan Apply for a personal loan Personal loan rate 7.24 % APR with a loan amount of $10,000 or more and a 48-month term.? Borrow up to $50,000 and get the cash you need. Get funds as soon as TODAY so you can worry less and live more. Personal loans are the perfect way to get the money you need quickly. You receive your loan amount in one lump sum and make payments over time. Features & Benefits Quick approval means you could get your money on the same day. Manage your loan with online and mobile banking. Funds are offered in a lump sum. Move loans from other lenders, and save on interest. Set up automatic deductions from another financial institution. Transfer payments automatically from your VACU checking account. Loan payment protection is available. Calculate Your Monthly Payment Make your money go even further. Secure your loan with a VACU savings account — Regular Savings, Premium, or Premium Plus Money Market Savings all apply. Apply for a Share Secured Personal Loan Apply for a personal loan You may also like See all Calculator Loan Payoff Calculator Debt Calculator Fixed-Rate Loan Payment Calculator Loans Calculator Loan Consolidation Calculator Debt