Business Checking Just starting out? Business checking is a must-have, and separates your personal finances from your business funds. Fees $0 Monthly maintenance fee if kept above a $2,500 minimum daily balance. $10 when below the minimum daily balance Electronic account access Free Get free online and mobile banking, online bill pay, and access to automated services Premium Business Checking Growing business? Premium checking is ideal for companies with higher transaction volumes. Fees $0 Monthly maintenance fee if kept above a $5,000 minimum daily balance. $12 when below the minimum daily balance More transactions 250 Get 250 transactions processed per statement (excludes cash; $0.35 for each item over 250) Community Checking Made just for nonprofits, we’ll waive fees for cash deposits and transaction processing. Lower minimum, more mission $1,000 Maintain just a $1,000 daily balance to avoid a $15 monthly maintenance fee Convenient benefits Get a free debit card, online and mobile banking, ATM-fee rebates, and much more Partners Checking Special benefits for law offices, medical practices and title companies. Fees $0 Monthly maintenance fee if kept above a $7,500 minimum daily balance. $12 when below minimum daily balance More transactions Receive unlimited cash deposits and transaction processing Business Money Market Checking Open a checking account that earns you money on the money you make. Low minimum balance $1,500 Earn dividends1 on just a $1,500 minimum daily balance 1 Please contact us for rates, or if you have questions. Withdrawals 6 6 per statement cycle ($10 per transfer or withdrawal over 6 during statement cycle) Business Plus Money Market Checking Watch your savings grow, while keeping funds accessible. Withdrawals 6 6 per statement cycle ($10 per transfer or withdrawal over 6 during statement cycle) Balance tiers $250K+ Earn higher dividends based on the amount invested, up to $250,000 or more Business Savings Certificates Set your savings aside and watch your money grow. Account benefits 6-60 Choose from terms of 6 to 60 months Higher rates $50K+ Available for $50,000 or more ($500 minimum to open) Compare Business Checking Accounts Attribute to Compare Business Checking Premium Business Checking Community Checking (for non-profit organizations) Best for Best for Standard business checking needs Best for High monthly transaction volume Best for Non-profit organizations and associations Minimum daily balance Minimum daily balance $2,500 Minimum daily balance $5,000 Minimum daily balance $1,000 Monthly maintenance fee(when below min. balance) Monthly maintenance fee(when below min. balance) $10 Monthly maintenance fee(when below min. balance) $12 Monthly maintenance fee(when below min. balance) $15 Cash deposits per statement Cash deposits per statement $5,000 $0.25 for each additional $100 cash-in processed Cash deposits per statement $5,000 $0.25 for each additional $100 cash-in processed Cash deposits per statement Unlimited Processed items per statement (excluding cash) Processed items per statement (excluding cash) 150 $0.15 for each item over 150 Processed items per statement (excluding cash) 250 $0.35 for each item over 250 Processed items per statement (excluding cash) Unlimited Online Banking & Bill Pay Online Banking & Bill Pay Free Online Banking & Bill Pay Free Online Banking & Bill Pay Free Minimum opening balance Minimum opening balance $100 Minimum opening balance $100 Minimum opening balance $100 Compare Business Money Market Accounts Attribute to Compare Business Money Market Checking Business Plus Money Market Checking Best for Best for Getting started Best for Taking your investment to the next level Minimum daily balance Minimum daily balance $1,500 Minimum daily balance $5,000 Monthly maintenance fee (when below minimum balance) Monthly maintenance fee (when below minimum balance) $10 Monthly maintenance fee (when below minimum balance) $10 Withdrawals per statement $10 fee per each transfer or withdrawal over 6 during statement cycle Withdrawals per statement $10 fee per each transfer or withdrawal over 6 during statement cycle 6 Withdrawals per statement $10 fee per each transfer or withdrawal over 6 during statement cycle 6 Balance tiers for dividend rate Balance tiers for dividend rate $100-$1,499 $1,500 & over Balance tiers for dividend rate $100-$24,999 $25,000-$49,999 $50,000-$99,999 $100,000-$249,999 $250,000 or more Minimum opening balance Minimum opening balance $100 Minimum opening balance $100 Business Services As your financial partner, we’re committed to providing you with the opportunity and support you need to make your business flourish. Email us Call us at 804-323-6800 Business Resources See More Resources Electronic Account Access for Businesses You’re busy and we know it. That’s why we offer online, mobile and automated services to help you make deposits, pay bills, check balances and more. Partner Perks Resources Virginia Credit Union Partner Perks is a program designed for businesses like yours to help your employees achieve financial success. Beneficial Ownership Frequently asked questions about beneficial ownership.
Compare Business Checking Accounts Attribute to Compare Business Checking Premium Business Checking Community Checking (for non-profit organizations) Best for Best for Standard business checking needs Best for High monthly transaction volume Best for Non-profit organizations and associations Minimum daily balance Minimum daily balance $2,500 Minimum daily balance $5,000 Minimum daily balance $1,000 Monthly maintenance fee(when below min. balance) Monthly maintenance fee(when below min. balance) $10 Monthly maintenance fee(when below min. balance) $12 Monthly maintenance fee(when below min. balance) $15 Cash deposits per statement Cash deposits per statement $5,000 $0.25 for each additional $100 cash-in processed Cash deposits per statement $5,000 $0.25 for each additional $100 cash-in processed Cash deposits per statement Unlimited Processed items per statement (excluding cash) Processed items per statement (excluding cash) 150 $0.15 for each item over 150 Processed items per statement (excluding cash) 250 $0.35 for each item over 250 Processed items per statement (excluding cash) Unlimited Online Banking & Bill Pay Online Banking & Bill Pay Free Online Banking & Bill Pay Free Online Banking & Bill Pay Free Minimum opening balance Minimum opening balance $100 Minimum opening balance $100 Minimum opening balance $100
Compare Business Money Market Accounts Attribute to Compare Business Money Market Checking Business Plus Money Market Checking Best for Best for Getting started Best for Taking your investment to the next level Minimum daily balance Minimum daily balance $1,500 Minimum daily balance $5,000 Monthly maintenance fee (when below minimum balance) Monthly maintenance fee (when below minimum balance) $10 Monthly maintenance fee (when below minimum balance) $10 Withdrawals per statement $10 fee per each transfer or withdrawal over 6 during statement cycle Withdrawals per statement $10 fee per each transfer or withdrawal over 6 during statement cycle 6 Withdrawals per statement $10 fee per each transfer or withdrawal over 6 during statement cycle 6 Balance tiers for dividend rate Balance tiers for dividend rate $100-$1,499 $1,500 & over Balance tiers for dividend rate $100-$24,999 $25,000-$49,999 $50,000-$99,999 $100,000-$249,999 $250,000 or more Minimum opening balance Minimum opening balance $100 Minimum opening balance $100
Electronic Account Access for Businesses You’re busy and we know it. That’s why we offer online, mobile and automated services to help you make deposits, pay bills, check balances and more.
Partner Perks Resources Virginia Credit Union Partner Perks is a program designed for businesses like yours to help your employees achieve financial success.