Business CheckingJust starting out? Business checking is a must-have, and separates your personal finances from your business funds. Learn moreFees$0Monthly maintenance fee if kept above a $2,500 minimum daily balance. $10 when below the minimum daily balanceElectronic account accessFreeGet free online and mobile banking, online bill pay, and access to automated servicesPremium Business CheckingGrowing business? Premium checking is ideal for companies with higher transaction volumes. Learn moreFees$0Monthly maintenance fee if kept above a $5,000 minimum daily balance. $12 when below the minimum daily balanceMore transactions250Get 250 transactions processed per statement (excludes cash; $0.35 for each item over 250)Community CheckingMade just for nonprofits, we’ll waive fees for cash deposits and transaction processing. Learn moreLower minimum, more mission$1,000Maintain just a $1,000 daily balance to avoid a $15 monthly maintenance feeConvenient benefitsGet a free debit card, online and mobile banking, ATM-fee rebates, and much morePartners CheckingSpecial benefits for law offices, medical practices and title companies. Learn moreFees$0Monthly maintenance fee if kept above a $7,500 minimum daily balance. $12 when below minimum daily balance More transactionsReceive unlimited cash deposits and transaction processingBusiness Money Market CheckingOpen a checking account that earns you money on the money you make. Learn more See ratesLow minimum balance$1,500Earn dividends1 on just a $1,500 minimum daily balance1 Please contact us for rates, or if you have questions. See the Business Services Account & Fee Disclosure for additional business account information.Withdrawals66 per statement cycle ($10 per transfer or withdrawal over 6 during statement cycle)Business Plus Money Market CheckingWatch your savings grow, while keeping funds accessible. Learn more See ratesWithdrawals66 per statement cycle ($10 per transfer or withdrawal over 6 during statement cycle)Balance tiers$250K+Earn higher dividends based on the amount invested, up to $250,000 or moreBusiness Savings CertificatesSet your savings aside and watch your money grow. See ratesAccount benefits6-60Choose from terms of 6 to 60 monthsHigher rates$50K+Available for $50,000 or more ($500 minimum to open) Compare Business Checking Accounts Attribute to CompareBusiness CheckingPremium Business CheckingBest for Best forStandard business checking needs Best forHigh monthly transaction volumeMinimum daily balance Minimum daily balance$2,500 Minimum daily balance$5,000Monthly maintenance fee(when below min. balance) Monthly maintenance fee(when below min. balance)$10 Monthly maintenance fee(when below min. balance)$12Cash deposits per statement Cash deposits per statement$5,000$0.25 for each additional $100 cash-in processed Cash deposits per statement$5,000$0.25 for each additional $100 cash-in processedProcessed items per statement (excluding cash) Processed items per statement (excluding cash)150$0.15 for each item over 150 Processed items per statement (excluding cash)250$0.35 for each item over 250Online Banking & Bill Pay Online Banking & Bill PayFree Online Banking & Bill PayFreeMinimum opening deposit Minimum opening deposit$100 Minimum opening deposit$100 Compare Specialty Business Checking Accounts Attribute to CompareCommunity CheckingPartners CheckingBest for Best forNon-profit organizations and associations Best forLaw offices, medical practices & title companiesMinimum daily balance Minimum daily balance$1,000 Minimum daily balance$7,500Monthly maintenance fee(when below min. balance) Monthly maintenance fee(when below min. balance)$15 Monthly maintenance fee(when below min. balance)$12Cash deposits per statement Cash deposits per statementUnlimited Cash deposits per statementUnlimitedProcessed items per statement (excluding cash) Processed items per statement (excluding cash)Unlimited Processed items per statement (excluding cash)UnlimitedOnline Banking & Bill Pay Online Banking & Bill PayFree Online Banking & Bill PayFreeMinimum opening deposit Minimum opening deposit$100 Minimum opening deposit$100 Compare Business Money Market Accounts Attribute to CompareBusiness Money Market CheckingBusiness Plus Money Market CheckingBest for Best forGetting started Best forTaking your investment to the next levelMinimum daily balance Minimum daily balance$1,500 Minimum daily balance$5,000Monthly maintenance fee (when below min. balance) Monthly maintenance fee (when below min. balance)$10 Monthly maintenance fee (when below min. balance)$10Withdrawals per statement11 $10 fee per each transfer or withdrawal over 6 during statement cycle. Withdrawals per statement11 $10 fee per each transfer or withdrawal over 6 during statement cycle.6 Withdrawals per statement11 $10 fee per each transfer or withdrawal over 6 during statement cycle.6Balance tiers for dividend rate Balance tiers for dividend rate$100-$1,499$1,500 & over Balance tiers for dividend rate$100-$24,999$25,000-$49,999$50,000-$99,999$100,000-$249,999$250,000 or moreMinimum opening deposit Minimum opening deposit$100 Minimum opening deposit$100Annual percentage yield (APY)11 APYs may change after account is opened. Fees may reduce earnings on your accounts. Annual percentage yield (APY)11 APYs may change after account is opened. Fees may reduce earnings on your accounts.Up to 1.50% Annual percentage yield (APY)11 APYs may change after account is opened. Fees may reduce earnings on your accounts.Up to 2.00% Business ServicesAs your financial partner, we’re committed to providing you with the opportunity and support you need to make your business flourish. Email us Call us at 804-323-6800 Business Resources See More Resources Electronic Account Access for BusinessesYou’re busy and we know it. That’s why we offer online, mobile and automated services to help you make deposits, pay bills, check balances and more. Financial Success At Work ResourcesVirginia Credit Union Financial Success at Work is a program designed for businesses like yours to help your employees achieve financial success. Beneficial OwnershipFrequently asked questions about beneficial ownership.
Compare Business Checking Accounts Attribute to CompareBusiness CheckingPremium Business CheckingBest for Best forStandard business checking needs Best forHigh monthly transaction volumeMinimum daily balance Minimum daily balance$2,500 Minimum daily balance$5,000Monthly maintenance fee(when below min. balance) Monthly maintenance fee(when below min. balance)$10 Monthly maintenance fee(when below min. balance)$12Cash deposits per statement Cash deposits per statement$5,000$0.25 for each additional $100 cash-in processed Cash deposits per statement$5,000$0.25 for each additional $100 cash-in processedProcessed items per statement (excluding cash) Processed items per statement (excluding cash)150$0.15 for each item over 150 Processed items per statement (excluding cash)250$0.35 for each item over 250Online Banking & Bill Pay Online Banking & Bill PayFree Online Banking & Bill PayFreeMinimum opening deposit Minimum opening deposit$100 Minimum opening deposit$100
Compare Specialty Business Checking Accounts Attribute to CompareCommunity CheckingPartners CheckingBest for Best forNon-profit organizations and associations Best forLaw offices, medical practices & title companiesMinimum daily balance Minimum daily balance$1,000 Minimum daily balance$7,500Monthly maintenance fee(when below min. balance) Monthly maintenance fee(when below min. balance)$15 Monthly maintenance fee(when below min. balance)$12Cash deposits per statement Cash deposits per statementUnlimited Cash deposits per statementUnlimitedProcessed items per statement (excluding cash) Processed items per statement (excluding cash)Unlimited Processed items per statement (excluding cash)UnlimitedOnline Banking & Bill Pay Online Banking & Bill PayFree Online Banking & Bill PayFreeMinimum opening deposit Minimum opening deposit$100 Minimum opening deposit$100
Compare Business Money Market Accounts Attribute to CompareBusiness Money Market CheckingBusiness Plus Money Market CheckingBest for Best forGetting started Best forTaking your investment to the next levelMinimum daily balance Minimum daily balance$1,500 Minimum daily balance$5,000Monthly maintenance fee (when below min. balance) Monthly maintenance fee (when below min. balance)$10 Monthly maintenance fee (when below min. balance)$10Withdrawals per statement11 $10 fee per each transfer or withdrawal over 6 during statement cycle. Withdrawals per statement11 $10 fee per each transfer or withdrawal over 6 during statement cycle.6 Withdrawals per statement11 $10 fee per each transfer or withdrawal over 6 during statement cycle.6Balance tiers for dividend rate Balance tiers for dividend rate$100-$1,499$1,500 & over Balance tiers for dividend rate$100-$24,999$25,000-$49,999$50,000-$99,999$100,000-$249,999$250,000 or moreMinimum opening deposit Minimum opening deposit$100 Minimum opening deposit$100Annual percentage yield (APY)11 APYs may change after account is opened. Fees may reduce earnings on your accounts. Annual percentage yield (APY)11 APYs may change after account is opened. Fees may reduce earnings on your accounts.Up to 1.50% Annual percentage yield (APY)11 APYs may change after account is opened. Fees may reduce earnings on your accounts.Up to 2.00%
Electronic Account Access for BusinessesYou’re busy and we know it. That’s why we offer online, mobile and automated services to help you make deposits, pay bills, check balances and more.
Financial Success At Work ResourcesVirginia Credit Union Financial Success at Work is a program designed for businesses like yours to help your employees achieve financial success.