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  • Business Online Banking

    Our business members have unique needs. That’s why we created an online banking website and mobile app tailor-made for our business members and their teams.
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Enroll today

Features & Benefits of Business Online Banking:

  • Consistent, easy-to-use experience across the online banking website and mobile app
  • Manage security and online activity alerts via email or text
  • Transfer funds and make loan or credit card payments
  • Use the latest proven technology to secure your business and financial information
  • View account balances, transaction history, pending debit card transactions, and images of checks that have cleared
  • Option to enroll in Business Bill Pay
  • Different online banking packages available to meet the size and needs of your business, including options with ACH, domestic and international wires, and enhanced reporting
  • Sign up for eStatements

No two businesses are alike. That’s why we created three different plans, ready to suit your needs. Interested in upgrading your online banking package? Reach out to Treasury Services to discuss the best options to meet your business needs. 

Business Online Banking Packages

Attribute to Compare
Basic
Plus
Pro
Monthly Fee
Monthly Fee

$0
Monthly Fee

$20
Monthly Fee

$50
Max business entities
Max business entities

2
Max business entities

5 ($5 per entity after 5)
Max business entities

Unlimited
Checking accounts
Checking accounts

5 ($3 per checking account after 5)
Checking accounts

Unlimited
Checking accounts

Unlimited
Users included
Users included

$5 per user after the first 2
Users included

$5 per user after the first 10
Users included

Unlimited
User management
User management

Standard
User management

Standard
User management

Enhanced
Account transfers
Account transfers

Single transfers only
Account transfers

Single and multiple transfers
Account transfers

Single and multiple transfers
Mobile deposit limits
Mobile deposit limits

Standard
Mobile deposit limits

Enhanced
Mobile deposit limits

Maximum
Reporting
Reporting

Standard
Reporting

Standard
Reporting

Enhanced
Payment features
Payment features

N/A
Payment features

Standard
Payment features

Enhanced

 

Optional Business Online Banking Services - Enrollment Required

Attribute to Compare
Basic
Plus
Pro

Remote Deposit Now SSO

Remote Deposit Now SSO

N/A

Remote Deposit Now SSO

Available

Remote Deposit Now SSO

Available
Business Bill Pay?
Business Bill Pay?

$5 monthly flat fee
Business Bill Pay?

$5 monthly flat fee
Business Bill Pay?

$5 monthly flat fee
ACH Origination
ACH Origination

N/A
ACH Origination

$3 each or
$15/month includes 25 items, $1 each after 25
ACH Origination

$3 each or
$25/month + $0.20 each
Tax payments
Tax payments

N/A
Tax payments

$3 each
Tax payments

$3 each
Domestic wires
Domestic wires

N/A
Domestic wires

$15 each
Domestic wires

$12 each
International USD wires
International USD wires

N/A
International USD wires

N/A
International USD wires

$30 each
QuickBooks DirectConnect
QuickBooks DirectConnect

$15 monthly flat fee
QuickBooks DirectConnect

$15 monthly flat fee
QuickBooks DirectConnect

$15 monthly flat fee

Frequently Asked Questions

Why are there three different Business Online Banking packages?

Different sized businesses have different needs. We created three packages, built to support your business’ unique requirements. Not sure what size package you need? We can help! Please contact us at treasuryservices@vacu.org to find the right package for you.

How do I enroll in Business Online Banking?

Enrollment is quick and easy. Click here to enroll and fill out the enrollment form. Make sure all information matches what is on record with VACU. After completing the enrollment form, follow the remaining steps to complete enrollment.

What information do I need to enroll in the new Business Online Banking?

For enrollment, you will need the following details about the primary member of the enrolling business:

  • Your Business Tax ID (12-3456789)
  • Your Business Name (must match business name on record)
  • Your Member Number (found on your statements)
  • Your Last Name
  • Your Social Security Number (123-45-6789)
  • Your Date of Birth
  • Your Mobile Phone Number
  • Your Email (must match email on record)
  • Your Zip Code

Is there a mobile app?

Yes, there is a fully functional VACU Mobile app, so you can easily access your finances between both the app and the web. Download the VACU Mobile app today on the Apple App Store℠? and Google Play Store™?.

Apple App StoreGoogle Play

Is the user ID and password for the website the same as the mobile app?

Yes, you will use your same login credentials for both the website and VACU Mobile app.

What if I have personal and business accounts?

You can access both your personal and business accounts via online banking or the VACU Mobile app, using your respective login credentials for each account.

What if I want features that are not available in the Basic package?

Please contact Treasury Services at treasuryservices@vacu.org or call 800-285-5051, opt 5 to discuss options.

What if I have multiple businesses?

If you have multiple businesses, we can help you consolidate them into one Business Online Banking profile. Please contact us at treasuryservices@vacu.org if you are interested in consolidating.

Can I make member-to-member transfers?

Yes, you will be able to make member-to-member transfers from business to business or business to personal accounts if enrolled in our Basic package. However, for the time being, it will not be possible to transfer from personal to business accounts.

Am I able to make external transfers?

External transfers are no longer available, but you can utilize Business Bill Pay to send payments to other businesses, or enroll in ACH Services, which is available with the Plus or Package. Contact treasuryservices@vacu.org to discuss options.

Can I pay people with Business Bill Pay?

No, Business Bill Pay is designed only to pay other businesses.

When will my deposit be credited to my account?

If the deposit is accepted, funds are usually posted to your account the next business day. Please note that deposit amounts may be adjusted up to 2 business days after a deposit is made. Processing occurs twice daily, after 11 am and after 3 pm on business days.

Enroll in business online banking and get our free mobile app.

If you are already enrolled in online banking, simply download the mobile app through the Apple App Store℠? or Google Play™? on your device.

Apple App Store

Google Play

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800-285-6609 VACU Routing Number 251082615
  • 1

    Additional ancillary fees may apply. See the Business Services Account and Fee Disclosure for ACH fees.
    Business Bill Pay special request fees will be displayed online prior to action taken. VACU may conduct a business review and establish required criteria
    for certain requests that are considered higher risk services such as Business Bill Pay. See the Business Services Online Banking Agreement and Electronic
    Transfer Disclosure for full details.
    Some account features and benefits may be subject to separate application, agreement, fees and approval. Terms, conditions and limitations
    may apply. Account features and benefits are subject to change with or without notice.

  • 2

    Apple, the Apple logo, iPhone, iPad and iPod touch are trademarks of Apple Computer, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

  • 3

    Google Play is a trademark of Google Inc.

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