Alan Dever Back to Mortgage Loan Officers Alan Dever Mortgage Loan Officer NMLS# 2102774 alan.dever@vacu.org Office: (540) 597-7643 Fax: (804) 267-1433 Hi, I’m Alan, your local mortgage expert.I became a mortgage professional in 2021 and I really love what I do. Whether I’m helping first-time buyers achieve their dream of homeownership or assisting members as they finance their “forever” homes, I enjoy being part of their journey. Clear communication and strong teamwork are important to me, and I work closely with all parties to find the right mortgage solution to help ensure a smooth path to closing.I’ve lived in Southwestern Virginia for over 30 years. I grew up in Northern Virginia and attended Ferrum College, where I quickly fell in love with this region and chose to make it my home. Outside of work, I enjoy spending time outdoors and traveling with my family. Apply with Alan Why work with a VACU mortgage loan officer?As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with:Mortgages for your primary residence, second homes, or investment propertiesNo-closing-cost optionsHome Equity and Home Equity Line of Credit (HELOC) optionsAdjustable-rate mortgagesFirst-time homebuyer loansLow down payment optionsSpecialty loans, including 100%-financing and jumbo loansConstruction and construction-to-permanent loans Services VACU offers: Whether you're new to homebuying or you've done this before, we can help. Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step. Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense. Home Equity Tap into the money you've already invested in your home to cover life's expenses. Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations. Ready to get started?I'm here to help find the right option for your unique situation. Apply with Alan Your Homebuying Knowledge Base See all Article 5 min 10 Ways to Make Your Home Feel New Home Article 6 min Financing Your Dream Home with a Construction Loan Home Calculator Mortgage Payment Calculator Home Video 7 min Watch: 9 Questions First-Time Homebuyers Ask Home Article 6 min Home Equity Loan or Home Equity Line of Credit: Which is Best for You? Home Article 4 min Home Improvements That Pay Off Home Article 3 min What Is the Best Mortgage Loan for Me? Home Calculator Home Affordability Calculator Home Article 5 min What to Expect During the Mortgage Process Home Article 4 min Mortgage Rate Lock Explained Home Article 6 min 6 Tips to Navigate an Uncertain Real Estate Market Home Article 4 min Are You Ready to Buy a Home? Home
Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations.