Chris Driver Back to Mortgage Loan Officers Chris Driver Senior Mortgage Loan Officer NMLS# 1021609 christopher.driver@vacu.org Office: (804) 618-2144 Fax: (804) 267-1433 Hi, I’m Chris, your local mortgage expert. My career in home lending began in 2005. I explored just about every role within the home lending industry, which allowed me to become exceptionally familiar with all aspects of the business. This translates into a seamless financing process and enhanced customer experience, as I use my knowledge to advocate for you each step of the way. Choosing to purchase or refinance a home is one of the most important decisions we make in our lifetimes. My area of expertise is to help create a mortgage strategy that makes sense and ensures that your home financing aligns with your short- and long-term goals. Apply with Christopher Why work with a VACU mortgage loan officer? As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with: Mortgages for your primary residence, second homes, or investment properties No-closing-cost options Home Equity and Home Equity Line of Credit (HELOC) options Adjustable-rate mortgages First-time homebuyer loans Low down payment options Specialty loans, including 100%-financing and jumbo loans Construction and construction-to-permanent loans What our members are saying: Great team! Easy process! Fast credit decision! I will definitely be recommending Chris and Virginia Credit Union to my friends and family. The mortgage team at VACU made this experience easy and seamless. I was extremely pleased! Chris was amazing! Highly recommend!! Services VACU offers: Whether you're new to homebuying or you've done this before, we can help. Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step. Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense. Home Equity Tap into the money you've already invested in your home to cover life's expenses. Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations. Ready to get started? I'm here to help find the right option for your unique situation. Apply with Chris Your Homebuying Knowledge Base See all Video 7 min Watch: 9 Questions First-Time Homebuyers Ask Home Calculator Mortgage Payment Calculator Home Article 5 min 10 Ways to Make Your Home Feel New Home Article 6 min Financing Your Dream Home with a Construction Loan Home Article 6 min How to Get Pre-Qualified for a Mortgage Home Calculator Home Affordability Calculator Home Article 3 min Mortgage Documents Checklist Home Article 4 min Mortgage Rate Lock Explained Home Article 6 min Home Equity Loan or Home Equity Line of Credit: Which is Best for You? Home Article 4 min Are You Ready to Buy a Home? Home Article 3 min What Is the Best Mortgage Loan for Me? Home Article 4 min How To Know When to Refinance Your Home Home
Great team! Easy process! Fast credit decision! I will definitely be recommending Chris and Virginia Credit Union to my friends and family.
Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations.