Our members and their needs come first
At Virginia Credit Union, we believe in getting to know our members. The better we understand your needs, the better we can help you take control of your finances and live with confidence.
We use that knowledge to develop and offer the products and services to help you make the most of your money. From kids’ saving accounts to retirement funds, we have affordable options to help you at every stage of your life. We back up those offerings with personal support.
1.99% APR introductory rate1 on all 3 of our VACU Mastercards® for 12 months on purchases and balance transfers made within 60 days of opening. After that, variable 11.24%-26.24% APR. Whether you want an everyday low-rate, enjoy earning cash back or like to save up points for vacation, we have the card for you.
Compare our cards
Looking to purchase or refinance your home? We got you with this limited time offer!2 Apply by 6/30/2019 to be eligible for this special offer.
See our mortgage options
With a wide range of checking options, you’ll get more for your money at VACU. For a limited time, earn a $100 bonus3 when you open a VACU checking account and set up direct deposit.
Compare our checking accounts
Earn 20,000 bonus points when you spend $3,000 within the first 90 days of opening a Flex Rewards Mastercard®.
At Virginia Credit Union, we’re committed to helping you make the most of your money. As a member, you’re entitled to special discounts on all kinds of products and services. The following discounts and savings help take your dollars further.
Enjoy a .50% APR discount is included in your interest rate if you repay your newly originated VACU car loan, equity loan or personal loan through approved automatic payments.
Go all in with us and get up to $2,500 back. Just get a VACU mortgage loan, use a Virginia CU Realty agent as your buyer’s agent, and use Virginia Statewide Title Services for your title insurance – and you could be eligible for a mortgage rebate.
Receive a 0.5% discount on the listing commission when you sell your home through Virginia CU Realty. For example, if you sold your home for $200,000 as a member, you’d have saved $1,000! Listing services are available to members in the Greater Richmond, Farmville, Fredericksburg, and Northern Virginia areas.
Enjoy savings on auto, renters, homeowners and other property and casualty insurance through Virginia CU Insurance Services.
Enjoy $5 off registration with special code VACUMember19.
Enjoy access to pre-sale tickets and complimentary parking4 to all Virginia Credit Union LIVE! at Richmond Raceway events.
Virginia Credit Union members get a discount on single and multi-day tickets purchased online for visits from mid-March through the end of the year. Enter VACU as the password to save.
Virginia Credit Union members can get discounted Single Day tickets! Enter KDVACU04 as the username and password to get your discounted tickets.
Get your car loan directly from VACU and save money with our Major Mechanical Protection and Guaranteed Asset Protection coverage
Save up to $15 on TurboTax® Federal products. Use their VACU members' website to qualify for your discount.
Save on tax preparation and electronic filing with Peoples Tax. For a list of locations, call Peoples Tax at 804-282-1040 or 800-984-1040.
There’s no need to spend time counting and rolling your coins when our self-service Coinstar® machines can count loose change for you.
Ready to take advantage of these great benefits – and more?
Whether your organization is a startup, in growth mode, or established, we’re dedicated to offering options that will work for you – including perks for your team!
We take care of your business finances – and your people, too. We provide financial education, benefits and wellness fairs, and investment consultation to help your employees take their paychecks further.
Learn more about Partner Perks
Ready to become a business member?
Send us an email or call our business team at 804-323-6800.