Money Market Savings accounts allow you to keep more money in your savings account, because you want to access your money when you want–or need–it. We offer two options: our Premium account can be opened with $10,000, while our Premium Plus account requires a $25,000 deposit. Features & Benefits for Premium and Premium Plus Checking transfers1 Manage your savings with online and mobile banking Automatic overdraft protection for checking Add to accounts with direct deposit or payroll deduction Earn higher yield with ready access to funds Dividends accrue daily and are paid monthly 1 Transfers from a Premium Money Market or Premium Plus Money Market savings account to another account or to third parties by preauthorized automatic, computer or telephone transfer are limited to six per month. Maximize your returns with attractive dividends. Open a money market savings account and put your dollars to work for you. Become a credit union member today to get started and login to online banking to open an account. Join VACU Login Savings Resources See More Resources Savings FAQs Frequently asked questions about savings. Change Jar Looking for a way to jump start your savings? Sign up for Change Jar! The more you use your debit card for purchases, the more you can save. How much could I save over time? Use this calculator to compute the total amount you would be able to save with monthly deposits.