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What is budgeting?

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Having a plan for spending and saving money

Budgeting is a plan for spending and saving money that you create based on your available income and expenses. Having money at the end of the month or to go out to eat are results of a good budget.

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Saving money at the grocery store

Before heading to the store, make a list of all the items you will need for dinners, lunches and snacks. Only buy the items on the list. Use coupons or loyalty cards whenever you can, and never go to the grocery store hungry.

Learn how to beat budget busters

SmartStart Curriculum for Teachers

Be prepared to teach your students about personal finance.

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Financial Counseling and Resources

We partner with BALANCE, a financial fitness program, that provides assistance with all aspects of personal finance. Get the confidence you need!

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