Debit Card Information & FAQs A debit card makes shopping and traveling easier. It works like a check and gives you 24-hour worldwide access to your checking funds at merchants and ATMs.
Chip Technology VACU cards feature a built-in microchip that improves the global usability and security of the card, in addition to the magnetic stripe.
Debit Card Overdrafts VACU provides an option for members who would like to avoid declined ATM and everyday debit card transactions. Everyday debit card transactions are routine day-to-day transactions such as paying for groceries.
Credit Card Security Alerts To notify you more quickly if suspicious activity is detected on your VACU credit card, your credit union has alert notification options.
ATM Fee Rebates We know every dollar counts. That’s why Virginia Credit Union pays you back for ATM fees charged by other financial institutions—up to $8 a month.
Debit & Credit Card Security Tips Here are some steps that cardholders should take to reduce the potential for card fraud.
Manage Cards Manage your VACU cards anytime, anywhere. Access features for your credit and debit cards within online banking and our mobile banking app.
Mastercard® Benefits Enjoy all of the added benefits of Mastercard at no cost to you or your credit union.
Overdraft Protection Even if you think you'll never overdraw your checking account, automatic Overdraft Protection gives you extra peace of mind.
Digital Wallets Digital wallets allow you to easily store and manage your payment information on your device, making purchases simple and convenient everywhere.
Change Jar Looking for a way to jump start your savings? Sign up for Change Jar! The more you use your debit card for purchases, the more you can save.
Convenience Pay A quick and secure way to make a loan payment with funds from another financial institution using your checking account, or a Visa®, Discover® or Mastercard® debit card.
Applications It's easy for Virginia Credit Union members to apply for loans and online services 24 hours a day. Here are some important applications you can access.
Report Lost or Stolen VACU Information Acting quickly is important if you have lost your account information or suspect it has been stolen. Find all of the information you need to alert your credit union.