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Showing 76 results for 'budget'

How to Build an Emergency Fund
https://www.vacu.org/learn/financial-management/saving-and-investing/how-to-build-an-emergency-fund
… for an emergency fund? This is where a detailed monthly budget comes in handy. This will enable you to see all of … on items like groceries that are outside your normal budget Make a plan to pay yourself back When you finally do …
Financial Success Educators
https://www.vacu.org/learn/financial-education/financial-success-educators
… and goodbye to unorganized records. Build a Better Budget Learn how to make a budget that fits your life and ways to make it work long …
Mortgage Acronyms
https://www.vacu.org/learn/your-home/mortgages/mortgage-acronyms
… represents property owners in real estate transactions. Budget - A detailed plan of income and expenses estimated … Budgets provide guidelines for managing costs and profits. Budget Category - A category of income or expense data that you can use in a budget. Building Code - Regulations established by local …
Combining Finances After You Are Married or Engaged
https://www.vacu.org/learn/financial-management/managing-your-money/combining-finances-after-you-are-married-or-engaged
… towards the same outcomes. This can help you plan better, budget better, and maintain discipline as you move forward. … buying your own home, it can be easier to stay within your budget. We recommend writing down where you want to be …
Watch: Get to Know Your Financial Health Score
https://www.vacu.org/learn/financial-management/managing-your-money/watch-get-to-know-your-financial-health-score
… Stay on track on the #RoadtoFinancialSuccess Monthly Budget Worksheet Take our financial check-up Get your …
How to pick the right side hustle
https://www.vacu.org/learn/financial-management/managing-your-money/how-to-pick-the-right-side-hustle
… source of income that helps cushion the monthly budget. Having many choices, coupled with the stress of … jobs that meet the income need. Similarly, if funds in the budget are a little strained, avoid work that requires an …
How to Save for a Down Payment
https://www.vacu.org/learn/your-home/home-buying/how-to-save-for-a-down-payment
… be to deplete your entire savings. When evaluating your budget, it's important you still have that "rainy day fund," … a home: Look for ways to save. Evaluate your monthly budget and see if there are ways to reduce expenses, placing …
Cash Rewards Mastercard®
https://www.vacu.org/banking/credit-cards/cash-rewards-mastercard
… How I chose my rewards card Video Watch: Build a Better Budget View more Get cash back on everyday purchases. Earn …
Can’t Make Your Next Credit Card or Loan Payment? Here’s What to Do
https://www.vacu.org/learn/your-credit/debt-management/cant-make-your-next-credit-card-or-loan-payment-heres-what-to-do
… understand how late payments impact not only your monthly budget and debt, but your credit report and credit score. … payments directly from your checking account Review your budget and spending regularly to ensure they match up Build a …
What is a Savings Certificate?
https://www.vacu.org/learn/financial-management/saving-and-investing/what-is-a-savings-certificate
… financial life is in great shape. You’ve stuck to your budget, built an easily accessible emergency fund – and now …
Online Banking FAQs
https://www.vacu.org/help/online-banking/online-banking-faqs
10 Savings Strategies
https://www.vacu.org/learn/financial-management/saving-and-investing/10-savings-strategies
… If you’re having trouble making space for savings in your budget, tracking can be the key to spending awareness. Use an … Payment Buying your first home comes with costs you should budget for. Learn what upfront costs you'll need to save for …
Team points vs team cash back: How I chose my rewards card
https://www.vacu.org/learn/financial-management/saving-and-investing/team-points-vs-team-cash-back-how-i-chose-my-rewards
… my costs. If you can stay within your purchasing budget and pay off the credit card each month, you’ll be …
How Chores Can Help Kids Build Money Skills
https://www.vacu.org/learn/financial-education/how-chores-can-help-kids-build-money-skills
… habits and involving your kids as you talk about how you budget, save, and make smart spending decisions. By including …
7 Tips for Retirement Planning
https://www.vacu.org/learn/life-events/retirement/7-tips-for-retirement-planning
… categories, such as travel or hobbies. Drafting a budget will help you understand how much you can afford to … A financial planner can also help strategize your budget. Reflect on what you want your retirement to look …
How to Talk About Money
https://www.vacu.org/learn/financial-management/budgeting/how-to-talk-about-money
… about your money using these 10 steps to create goals, budget, save, and more! How to Raise a Money-Confident Kid …
Flex Rewards Mastercard®
https://www.vacu.org/banking/credit-cards/flex-rewards-mastercard
… banking app. Helpful Articles Article How to Travel on a Budget Article 6 Things You Need to Know About Balance …
Teen Money Experience
https://www.vacu.org/learn/financial-education/seminars-workshops/teen-money-experience
… some kids. With the help of volunteers, teens can create a budget considering their new identity, shop around the park …
Teen Money Camp
https://www.vacu.org/learn/financial-education/seminars-workshops/teen-money-camp
… life of luxury or if you'll need to make changes to your budget. Everyone who attends will receive some VACU swag and …
Teen Money Night
https://www.vacu.org/learn/financial-education/seminars-workshops/teen-money-night
… life of luxury or if you’ll need to make changes to your budget. Everyone who attends this free event will receive …