Loan Payments

Manage Mortgage

Make a payment through the Manage Mortgage portal in online and mobile banking and pay with a VACU or external account.

How

Log in from a browser or our mobile app. Apple or Android? Both work with our mobile app.

Payment Timing

Make a one-time payment? or schedule a recurring automatic transfer.

Direct Payment (ACH Debits)

Allow VACU to debit another financial institution you bank with to pay for your mortgage.

Direct Payment Authorization Form

How

Fill out the form in the Manage Mortgage section of online banking. 

Payment timing

Form must be completed 15 days prior to the next payment date in order to take effect.

One-time External Payment

In a bit of a pinch? VACU’s got your back. Call our Mortgage Servicing Line to make a one-time, same day external payment.

How

Give us a call at 855-752-8459. You will need your loan number or your SSN when calling.

Payment Timing

Make a same day, one-time external payment.

Budget Drafting

Looking to pay off your loan as fast as possible? Try Budget Drafting? automatic payments to help reduce interest paid, build equity faster, and pay off your loan early.

Budget Draft Authorization Form

How

Complete the form and mail or fax it to the address listed in the form. 

Payment Timing

Half of your monthly loan payment plus any additional principal payment you authorize will come out of your bank account every other Friday.

Cenlar’s Loan Servicing Website

Make a payment through Cenlar’s loan servicing website and pay with a VACU or external account.

How

Log in from a browser or download Cenlar's mobile app. Apple or Droid? Both work!

Payment Timing

Make a one-time payment or schedule a recurring automatic transfer.