• Loan Payments

    Fast, safe, and convenient. Make online payments for your loans and credit cards in the comfort of your own home.

    • Direct Payment (ACH Debits)

      Allow VACU to debit another financial institution you bank with to pay for your mortgage.

       

      Direct Payment Authorization Form

    • How

      Fill out the form in the Manage Mortgage section of online banking. 

    • Payment timing

      Form must be completed 15 days prior to the next payment date in order to take effect.

    • One-time External Payment

      In a bit of a pinch? VACU’s got your back. Call our Mortgage Servicing Line to make a one-time, same day external payment.

    • How

      Give us a call at 855-752-8459. You will need your loan number or your SSN when calling.

    • Payment Timing

      Make a same day, one-time external payment.

    • Budget Drafting

      Looking to pay off your loan as fast as possible? Try Budget Drafting? automatic payments to help reduce interest paid, build equity faster, and pay off your loan early.

       

      Budget Draft Authorization Form

    • How

      Complete the form and mail or fax it to the address listed in the form. 

    • Payment Timing

      Half of your monthly loan payment plus any additional principal payment you authorize will come out of your bank account every other Friday.

    • Cenlar’s Loan Servicing Website

      Make a payment through Cenlar’s loan servicing website and pay with a VACU or external account.

    • How

      Log in from a browser or download Cenlar's mobile app. Apple or Droid? Both work!

      Available on the App StoreAndriod App on Google Play

    • Payment Timing

      Make a one-time payment or schedule a recurring automatic transfer.