Search Results | Virginia Credit Union

Showing 345 results for 'credit'

Rates

https://www.vacu.org/why-vacu/rates
… a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.5% discount for an automated payment method … & Line Rates Product APR * (as low as) Home Equity Line of Credit ** 7.50% Home Equity Loan 7.50% Footnotes * Your APR …
Online Banking FAQs

https://www.vacu.org/help/online-banking/online-banking-faqs
… I download the VACU mobile app? To download the Virginia Credit Union mobile app on your Apple or Android devices, go … so here . Transfers, payments and deposits How do I make a credit card payment? You can make credit card payments by selecting Transfers & Payments from …
Federal Insurance on Your Deposits

https://www.vacu.org/help/checking-and-savings/insurance-on-deposits
… Federal Insurance on Your Deposits Deposits in Virginia Credit Union are federally insured to at least $250,000 by the National Credit Union Share Insurance Fund, a federal insurance fund backed by the full faith and credit of the U.S. Government. The National Credit Union …
Your Credit Score

https://www.vacu.org/learn-archive/financial-education/seminars-workshops/your-credit-score
… components and how to build, manage and maintain a great credit score. … Your Credit Score …
Membership FAQs

https://www.vacu.org/help/membership/membership-faqs
… deposit represents your one share in the ownership of your credit union and is a requirement for membership. I already belong to another credit union. Can I still join VACU? Yes, you can join Virginia Credit Union too when you're in our field of membership. It's …
Contact Us

https://www.vacu.org/contact-us/mortgages
… Us Section Navigation Member Services Loans Mortgages Credit Cards Debit Cards Online Banking & Bill Pay … us a secure message . Mortgage Originations Virginia Credit Union P.O. Box 90010 Richmond, VA 23225-9010 Mortgage … VA 23225-9010 (for commercial mortgages) Virginia Credit Union P.O. Box 11733 Newark, NJ 07184 (for all other …
Applications

https://www.vacu.org/help/applications/applications
… Applications It's easy for Virginia Credit Union members to apply for loans and online services … for a Mortgage Loan Refinance your Mortgage Loan Request a Credit Card Balance Transfer Accept a Car Loan Special Offer Accept a Credit Card Special Offer Please note: Upon approval of your …
ATM Access & FAQs

https://www.vacu.org/help/debit-cards/atm-access-and-faqs
… and get cash 24 hours a day at ATMs worldwide. Your credit union helps you save on ATM fees, too! Virginia Credit Union ATMs Withdraw cash Make deposits at our … and worldwide Savings on fees at other ATMs Your credit union helps you save two ways on ATM fees for checking …
ATM Fee Rebates

https://www.vacu.org/help/debit-cards/atm-fee-rebates
… Rebates We know every dollar counts. That’s why Virginia Credit Union pays you back for ATM fees charged by other … purchase transactions that month ? We’ll automatically credit the ATM fees back to your account on the first … following month. It’s just one of the many ways Virginia Credit Union helps you bank with confidence. FAQs Are there …
Enhanced Benefit Checking

https://www.vacu.org/banking/checking/enhanced-benefit-checking
… ATMs Find ATMs at VACU locations or shared branches with credit unions nationwide No-fee withdrawals Get 4 no-fee … rewards that come from a deeper relationship with Virginia Credit Union. Become a credit union member today to get started or log in to online …
Loan Payments

https://www.vacu.org/loan-payments/lines-of-credit
… of your own home. Section Navigation Loans Lines of Credit Credit Cards Mortgages Online Banking Make your loan payment … way. Payment timing Get loan advances on your line of credit and request a check from your savings or line of …
Member Benefits

https://www.vacu.org/why-vacu/member-benefits
… Member Benefits At Virginia Credit Union, we believe in getting to know our members. The … your VCU pride with you wherever you go with the official credit card of VCU fans everywhere! Choose from one of three … with us. ? Get started Discounts & Savings At Virginia Credit Union, we’re committed to helping you make the most of …
Debit Card Overdrafts

https://www.vacu.org/help/debit-cards/debit-card-overdrafts
… Overdraft Protection transfers from savings or a line of credit How to opt in If you do want VACU to pay overdrafts on … Overdraft Protection transfers from savings or a line of credit Are there fees if I opt in? There is no fee to opt in. … a transaction will be paid is at the discretion of the credit union and we cannot guarantee that we will always …
Encore Checking

https://www.vacu.org/banking/checking/encore-checking
… ATMs Find ATMs at VACU locations or shared branches with credit unions nationwide No-fee withdrawals Get 4 no-fee … account and get back on track We’re here to help. Become a credit union member today to get started or log in to online … Checking Making the switch to a checking account at your credit union is as easy as 1-2-3. Follow the steps listed …
Checking Plus

https://www.vacu.org/banking/checking/checking-plus
… ATMs Find ATMs at VACU locations or shared branches with credit unions nationwide No-fee withdrawals Get 4 no-fee … Get more for your money with Checking Plus Become a credit union member today to get started. Already a member? … Checking Making the switch to a checking account at your credit union is as easy as 1-2-3. Follow the steps listed …
Manage Cards

https://www.vacu.org/help/online-banking/manage-cards
… and pending transactions Enroll in eStatements for your credit card Place a travel memo on your account when you are … outside of you normal location Enroll in and customize credit card alerts and make credit card payments Redeem your cash rewards whenever you …
Checking FAQs

https://www.vacu.org/help/checking-and-savings/checking-faqs
… checks cost? The most economical style is the Virginia Credit Union specialty check. A box of 150 duplicate wallet … and account signature card , and mail it to the credit union. I’ve tried to balance my checkbook, but just … Phone Banking to make transfers from your other VACU credit union accounts Mobile deposit of checks through …
Dealership Car Loans

https://www.vacu.org/help/loans/dealership-car-loans
… Dealership Car Loans Preferred Dealer Network As a Virginia Credit Union member, you can get your credit union vehicle financing approved and funded, right at … dealer (listed below) and identify yourself as a Virginia Credit Union member. Request that you'd like to finance with …
Chesterfield Federal Credit Union Seeks Merger with Virginia Credit Union

https://www.vacu.org/about-us/news/chesterfield-federal-credit-union-seeks-merger-with-virginia-credit-union
… Chesterfield Federal Credit Union Seeks Merger with Virginia Credit Union The Board of Directors of Chesterfield Federal Credit Union (CFCU) has approved a merger with Virginia …
Business Membership

https://www.vacu.org/business/business-membership
… the financial support you need to succeed. Membership As a credit union member and business owner, you can enjoy lower … or Savings Account Application Get Started Business Loan & Credit Card Applications Get Started Beneficial Ownership … ownership. Financial Success At Work Resources Virginia Credit Union Financial Success at Work is a program designed …