(804) 323-6800
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Contact Us

Please contact us in the manner that is most convenient for you.


Call Member Services

Lost or Stolen Credit Card

(800) 449-7728

Lost or Stolen Debit Card

(866) 820-8785, 24 hours a day,7 days a week

Lost or Stolen Debit Plus Card

(866) 820-1062, 24 hours a day,7 days a week


24-hour QuikLine Phone Banking

  • Balances and other inquiries
  • Account transfers
  • Loan and credit card payments
  • Withdrawals by check

(804) 323-2000 or (800) 285-1096
Just listen and follow the voice prompts


(804) 323-6800 or (800) 285-6609
Applications taken 24 hours a day, 7 days a week


(804) 323-6800 or (800) 285-6609
Call to get started 24 hours a day, 7 days a week

Member Services

  • Information about services and accounts
  • Other personal assistance
  • Multilingual service is available

(804) 323-6800 or (800) 285-6609
Monday – Friday, 8 a.m. - 6 p.m. (ET)

Online Banking & Bill Pay

(804) 323-6800 or (800) 285-6609

Other Departments

(804) 323-6000 or (800) 285-5051
Monday – Friday, 8 a.m. - 5 p.m. (ET)

Credit and Debit Card Customer Service
(after VACU business hours)

(800) 449-7728

Lost or Stolen MasterCard Card

Call collect from anywhere globally:
00 + 1 (636) 722-7111

Toll-free from the United States: 1 (800) 627-8372


Use the links below to submit a question or send us your feedback. Our Member Service staff will reply to you by email.

This email box is monitored regularly during business hours and periodically on evenings, weekends and holidays. Due to the number of SPAM filters at Internet providers, our reply to your message may not reach you. If you do not receive a response please call us.

If you suspect that you have received a fraudulent or suspicious email representing itself as being sent from Virginia Credit Union, please forward it to us.

If you are having problems using the form above you can click here to send an email.


Please DO NOT send mail directly to branch or building locations since the U.S. Postal Service does not deliver to those locations.

Mailing Address
For deposits, loan payments and all other stamped mail sent through the U.S. Postal Service (including Express Mail®, Priority Mail® and Parcel Post®)

Virginia Credit Union
P.O. Box 90010
Richmond, VA 23225-9010

Shipping Address
For FedEx, UPS and other deliveries

Virginia Credit Union
13505 Tredegar Lake Parkway
Midlothian, VA 23112
Virginia Credit Union
7500 Boulders View Drive
Richmond, VA 23225

Credit Card Payment Mailing Address

P.O. Box 71050
Charlotte, NC 28272-1050

Fax Numbers

Member Services

(804) 608-8619
(800) 898-5913 (toll free)

Mortgage Loans

(804) 267-1433

Other Loans

(804) 267-5408
(866) 436-9767 (toll free)