Search Results | Virginia Credit Union

Showing 82 results for 'Report'

What's a Credit Report and How Does it Affect Your Life?
https://www.vacu.org/learn/your-credit/your-credit-report/whats-a-credit-report-and-how-does-it-affect-your-life
… What's a Credit Report and How Does it Affect Your Life? Credit report – you’ve probably heard the term before. But you might … your life. Along with your credit score, your credit report determines whether you can get approved for loans, of …
Free Annual Credit Reports
https://www.vacu.org/learn/your-credit/your-credit-report/free-annual-credit-reports
… companies to provide you with a free copy of your credit report, at your request, once every 12 months. How to request … service through which you can order your free annual report. You should not order free credit reports directly … credit reporting agencies. Request your free annual credit report When you order, you will be asked to provide your …
Taking Control of Your Credit Report
https://www.vacu.org/learn/your-credit/your-credit-report/taking-control-of-your-credit-report
… Taking Control of Your Credit Report It's a smart personal policy to check your credit report once a year and correct any errors. There are several reasons errors may appear on your credit report: You have been mistaken for another person with a …
8 Ways to Improve Your Credit Score
https://www.vacu.org/learn/your-credit/your-credit-report/8-ways-to-improve-your-credit-score
… rates you’ll be offered. You can think of it like a report card on your credit and payment history. What’s … information is added, changed, or removed from your credit report, your score will change. Learn more about how your … your score in the right direction: 1. Check your credit report regularly to see if the information is correct. There …
How to Read Your Credit Report
https://www.vacu.org/learn/financial-education/seminars-workshops/how-to-read-your-credit-report
… Learn how to access a free copy of your credit report and the importance of reviewing and understanding the report. The components of a sample credit report will be provided and discussed. … How to Read Your …
Used Car Shopping: Your Test Drive Checklist
https://www.vacu.org/learn/your-car/car-buying/used-car-shopping-your-test-drive-checklist
… keep shopping. Before you drive Check the vehicle history report. Most major used car retailers will provide a vehicle history report for you free of charge. If your dealership doesn’t have the history report readily available, you can ask them to run one for …
Watch: How to Check Your Credit Report
https://www.vacu.org/learn/your-credit/watch-how-to-check-your-credit-report
… Watch: How to Check Your Credit Report You know your credit report is important...but when's the last time you checked … minutes, we'll walk you through how to check your credit report, explain what each section means, and identify any red …
Mortgage Acronyms
https://www.vacu.org/learn/your-home/mortgages/mortgage-acronyms
… and every year thereafter. Annual Mortgagor Statement - A report sent to the mortgagor each year. The report shows how much was paid in taxes and interest during … is collected to cover the costs of an appraisal and credit report and may or may not be refundable. Appraisal - An …
Your Credit Report
https://www.vacu.org/learn/your-credit/your-credit-report
… … Your Credit Report …
2022 Annual Meeting
https://www.vacu.org/about-us/news/2022-annual-meeting
… Register 2021 Annual Meeting Minutes 2021 Annual Report 2022 Annual Meeting Agenda 2022 Board Nominees …
2023 Virtual Annual Meeting
https://www.vacu.org/about-us/news/2023-virtual-annual-meeting
… below. 2022 Annual Meeting Minutes 2022 Annual Report 2023 Board Nominees 2023 Annual Meeting Agenda …
Report Suspicious Email & Texts
https://www.vacu.org/help/privacy-and-security/report-suspicious-email-and-texts
… Report Suspicious Email & Texts Virginia Credit Union will … using an address you know to be correct, or call them to report the email. After forwarding the email or text message, … contact Member Services at 804-323-6800 or 800-285-6609. … Report Suspicious Email & Texts …
Can’t Make Your Next Credit Card or Loan Payment? Here’s What to Do
https://www.vacu.org/learn/your-credit/debt-management/cant-make-your-next-credit-card-or-loan-payment-heres-what-to-do
… Understand how missed payments impact your credit report As you evaluate your options, it’s important to … not only your monthly budget and debt, but your credit report and credit score. Lenders typically report late payments to credit bureaus after 30 days past the …
Protecting Your Money: Beware of Scam Text Messages
https://www.vacu.org/learn/security/scams-and-fraud/protecting-your-money-beware-of-scam-text-messages
… information or links provided in the suspicious message Report Suspicious Messages: If you receive a suspicious text, report it to Virginia Credit Union immediately. Send a … block the sender. The process is similar if you need to report a suspicious email. Remember, taking a moment to pause …
Report Lost or Stolen VACU Information
https://www.vacu.org/help/privacy-and-security/report-lost-or-stolen-vacu-information
… Report Lost or Stolen VACU Information Acting quickly is … Member Services at 804-323-6800 or 800-285-6609 . … Report Lost or Stolen VACU Information …
How to Get Pre-Qualified for a Mortgage
https://www.vacu.org/learn/your-home/mortgages/how-to-get-pre-qualified-for-a-mortgage
… a payment could look like for you. 2. Check your credit report Your MLO will pull a credit report as part of the pre-qualification process, but they … to expect ahead of time. Start by requesting your free report from annualcreditreport.com , and consider paying to …
Identity Protection
https://www.vacu.org/learn/security/identity-theft/identity-protection
… Review your statements and account information regularly. Report suspicious transactions immediately. Never provide … a credit reporting company from releasing your credit report without your consent, consider adding a security … and Your Tax Records — Internal Revenue Service Quickly report lost or stolen Virginia Credit Union account …
9 Steps to Smarter Car Buying
https://www.vacu.org/learn/your-car/car-buying/9-steps-to-smarter-car-buying
… that may need work, use the credit bureaus’ annual credit report service to get free copies of your reports at … Number (VIN) and use it to get a vehicle history report from a company like AutoCheck or CARFAX if you are …
Is this a Scam? Common Examples and How to Handle Them
https://www.vacu.org/learn/security/scams-and-fraud/is-this-a-scam-common-examples-and-how-to-handle-them
… bank account, not yours. Experiencing this type of scam? Report the incident to the IRS. What to do once you know you’re being scammed Report it: If you catch a fraud attempt from the beginning, … scammers are impersonating Virginia Credit Union, please report by forwarding or sending screenshots to …
Economics and Personal Finance: Resources for Students
https://www.vacu.org/learn/financial-education/teens/economics-and-personal-finance-resources-for-students