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Back to Your Credit Report

Your Credit Score Explained

A great credit score makes your life easier in so many ways. In this short video, you’ll see how to build, maintain, and manage the kind of credit score you want.


At VACU, you can choose from three great credit cards - each with low rates, awesome features, and no annual fees.

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  • What is a credit score?

    Your credit score is a snapshot of your credit use at a particular point in time and can be one of your most valuable assets.
  • Credit Matters

    A good credit score can help you get the best rates when you want to borrow money but can also affect other things like renting an apartment and landing your dream job.
  • 3 steps to rebuild your credit

    The credit score. That magic number that gives you access to everything you ever needed (or wanted). You’ll pay more for everything with a bad score and you’ll pay less with a good score.