Donna Harkness
Donna Harkness
Hi, I’m Donna, your local mortgage expert.
I started my career in the financial industry more than 20 years ago, and my passion has always been to help others reach their financial goals. My mission is to provide outstanding service and keep your best interests at heart, all while helping you along the path to success. Members can count on me to understand their goals, listen to their needs, and guide them through each step of the mortgage process. I live by the golden rule: provide a homebuying or refinancing experience that I would want for myself.
Chesterfield has been my home for more than 20 years. I love exploring all that Virginia has to offer — from Blacksburg to Sandbridge. When I’m not at work, I enjoy traveling and spending time with my husband and two children.
Why work with a VACU mortgage loan officer?
As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with:
- Mortgages for your primary residence, second homes, or investment properties
- No-closing-cost options
- Home Equity and Home Equity Line of Credit (HELOC) options
- Adjustable-rate mortgages
- First-time homebuyer loans
- Low down payment options
- Specialty loans, including 100%-financing and jumbo loans
- Construction and construction-to-permanent loans
What our members are saying:
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We couldn't be happier with the way Donna worked with us in this process! As far as things within VACU's control, things were simply OUTSTANDING!
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Working with Donna was a wonderful experience. She was very informative in all of the details that were required to complete the procedures.
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Donna was great. She cared about our experience and made sure we understood the process.
Services VACU offers:
Whether you're new to homebuying or you've done this before, we can help.
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MortgagesFrom finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
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RefinancingRefinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
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Home EquityTap into the money you've already invested in your home to cover life's expenses.
