Refinancing your mortgage can mean more money in your pocket, whether you
want to lower monthly payments or get cash to consolidate your loans.
closing costs on a new mortgage1
No closing cost refinance option available2
View all rates3
Rate/term: Change the structure of your first mortgage, meaning get a new rate or length of the loan, without advancing new money on the loan. You might choose this option to take advantage of lower rates or to convert from an adjustable-rate loan to one with fixed rates.
Cash Out: Take money out of your equity–which is the money you’ve paid into your home. You can use that to pay for home improvement or debt consolidation.
Refinance your mortgage to get more for your money.