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Home Refinance

Refinancing your mortgage could mean more money in your pocket, whether you want to lower monthly payments or get cash to consolidate your loans.

Lowest rates in years

 View all rates1

  • 1 Rate effective as of 10/29/2020 10:26:24. These rates are for illustrative purposes only. Other product and rate options are available. Your actual rate and annual percentage rate (APR) are dependent upon your application and may vary based on factors such as your credit score, loan purpose, occupancy, property type, loan amount, and the value of your home. Interest rate and APR are updated daily and subject to change without prior notice. Please note that an origination fee may be included in the APR.
Attractive Benefits


No closing cost refinance option available2

Options to fit your needs


We offer rate/term or cash out refinancing

We offer two refinancing options:

Rate/term: Change the structure of your first mortgage, meaning get a new rate or length of the loan, without advancing new money on the loan. You might choose this option to take advantage of lower rates or to convert from an adjustable-rate loan to one with fixed rates.

Cash Out: Take money out of your equity–which is the money you’ve paid into your home. You can use that to pay for home improvement or debt consolidation. 

Features & benefits

  • Refinance loan for primary residences, second homes, investment properties and land in Virginia
  • Close loan within 60 days