Breadcrumb Learn / Home / Calculator Home Affordability Calculator Dream big, buy smart. Calculate what you can afford based on loan terms, down payments, insurance, and more.? From finding the right home to closing on the right mortgage, we’ll help you every step of the way. Learn more about VACU home loans Home Related Content View All Home Content Calculator Mortgage Payment Calculator Home Article 5 min 10 Ways to Make Your Home Feel New Home Article 6 min Financing Your Dream Home with a Construction Loan Home Video 7 min Watch: 9 Questions First-Time Homebuyers Ask Home Article 30 min Mortgage Acronyms Home Article 2 min What is Escrow and How Does it Work? Home Article 5 min How to Save for a Down Payment Home Article 4 min What Are Closing Costs? Home Article 6 min 6 Tips to Navigate an Uncertain Real Estate Market Home Article 4 min What Does Homeowner's Insurance Cover? Home Article 4 min Home Improvements that Pay Off Home Article 6 min How to Get Pre-Qualified for a Mortgage Home