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Welcome to Virginia Credit Union!
We're happy to be your trusted provider of financial services. Now, let's help you achieve your version of financial success.
We don’t have shareholders. As a not-for-profit organization, we serve you, our members — the owners of this financial cooperative.
While you’re here, take a look around. We’re here to support your financial journey with VACU.
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Banking at your fingertips
Whether you're at home or on the go, easily manage and access your funds with our online banking and mobile app.
Features & benefits
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Competitive rates and low fees
on a variety of loans and accounts.
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Local support
from our team here in Virginia.
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Comprehensive services
like insurance and financial advising.
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Exclusive savings and discounts
on products and services.
Membership by the numbers
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We’ve been serving our members since 1928. Through the decades, we have grown with our membership as it has expanded far and wide throughout Virginia.
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We’re proud of the work we did together in 2024, along with the $1,000,000+ we contributed to charitable causes, student member scholarships, and food banks such as Feed More.
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From Salem to Fredericksburg and down in Shockoe Bottom, you can find in-person support for your financial needs at your local branch. Plus, members have access to hundreds of 24/7 ATMs across the state.
New member FAQs
What's the VACU routing number?
Our routing number is 251082615
How do I find a VACU branch or ATM?
Find a location that’s convenient for you with our Branch & ATM Locator.
How do I move my checking account to VACU?
Use our Switch Kit to navigate the process of moving your account over.
How long does it take to receive my new debit or credit card?
Once your new account is approved, your new debit or credit card will arrive in 7-10 business days.
How do I set up direct deposit?
Fill out the direct deposit request form, and send it to your employer’s payroll office or other payer.
How do I stop receiving paper statements?
After enrolling in online banking, log in, go to "Member Services", and select "eStatement/eNotice Preferences" to sign up.
What’s a Member Number, and where can I find mine?
Your Member Number identifies your overall relationship with the credit union. It is given to you when you joined the credit union and can be found at the top of your statement.
What’s my account number, and where can I find it?
Your account number identifies a specific account, such as a checking or loan account, and is assigned when it’s first opened. It appears in the body of your statement along with the balance and activity.