Vickie Tiller Back to Mortgage Loan Officers Vickie Tiller Senior Mortgage Loan Officer NMLS# 609892 vickie.tiller@vacu.org Office: (540) 785-4373 Toll Free: (800) 285-5051 x4373 Fax: (804) 267-1433 Hi, I’m Vickie, your local mortgage expert. With more than 37 years in banking and the last 23 years in mortgage lending, I've seen the changes members are faced with when buying or refinancing. What hasn't changed is my commitment to exceptional member service and guiding our members through every step of the process. Buying a home is like putting together a puzzle, and I love helping our members put those pieces in place. Whether you’re buying or refinancing a home, I want to be part of making your financial life better. I enjoy being your trusted advisor and strategic partner. My lifelong home has been in Virginia, from one end of the state to the other. I love spending time with my family; riding four-wheelers in the mountains; and gardening, writing, and quilting at home. Apply with Vickie Why work with a VACU mortgage loan officer? As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with: Mortgages for your primary residence, second homes, or investment properties No-closing-cost options Home Equity and Home Equity Line of Credit (HELOC) options Adjustable-rate mortgages First-time homebuyer loans Low down payment options Specialty loans, including 100%-financing and jumbo loans Construction and construction-to-permanent loans What our members are saying: Vickie was absolutely wonderful and went above and beyond expectations! She was on top of things and very responsive and an absolute delight to work with! Vickie and the processor were an awesome team. They were extremely professional and very pleasant to interact with, always polite and ready to assist us. They made this transaction a true pleasure. Services VACU offers: Whether you're new to homebuying or you've done this before, we can help. Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step. Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense. Home Equity Tap into the money you've already invested in your home to cover life's expenses. Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations. Ready to get started? I'm here to help find the right option for your unique situation. Apply with Vickie Your Homebuying Knowledge Base See all Calculator Mortgage Payment Calculator Home Article 5 min 10 Ways to Make Your Home Feel New Home Article 6 min Financing Your Dream Home with a Construction Loan Home Video 7 min Watch: 9 Questions First-Time Homebuyers Ask Home Calculator Home Refinance Calculator Home Article 2 min What is Escrow and How Does it Work? Home Article 30 min Mortgage Acronyms Home Article 5 min How to Save for a Down Payment Home Article 4 min What Are Closing Costs? Home Article 4 min What Does Homeowner's Insurance Cover? Home Article 6 min 6 Tips to Navigate an Uncertain Real Estate Market Home Article 4 min Home Improvements that Pay Off Home
Vickie was absolutely wonderful and went above and beyond expectations! She was on top of things and very responsive and an absolute delight to work with!
Vickie and the processor were an awesome team. They were extremely professional and very pleasant to interact with, always polite and ready to assist us. They made this transaction a true pleasure.
Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations.