All Mortgage Loan Officers Vickie Tiller Senior Mortgage Loan Officer NMLS# 609892 vickie.tiller@vacu.org Office: (540) 785-4373 Toll-free: (800) 285-5051 x4373 Fax: (804) 267-1433 Apply with Vickie Biography With more than 37 years in banking and the last 23 years in mortgage lending, I have seen many changes members are faced with when buying or refinancing their homes. What has not changed is my commitment to exceptional member service and guiding our members through every step toward the dream of home ownership. Buying a home is like putting together a puzzle, and I love helping our members put those pieces in place to ultimately get the keys to their new home. Whether buying or refinancing their home, I want to be part of making their financial lives betters. I want to be their trusted advisor who they’ll think of as a strategic partner and an asset to reach their goals anytime a home need comes up for them or their friends and family. Home is really where our hearts are, and our members are the heart of my mortgage family! I will be here for them whenever they need me. My life-long home has been in Virginia, from one end of the state to the other. I love spending time with my family, riding 4-wheelers in the mountains, and at home gardening, writing and quilting. Why work with a VACU mortgage loan officer? As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise I can assist with: Mortgages for your primary residence, second homes, or investment properties No closing-cost options Home Equity and Home Equity Line of Credit (HELOC) options Adjustable rate mortgages First-time home buyer loans Low down payment options Specialty loans, including 100%-financing and jumbo loans Construction and construction-to-permanent loans Services Offered We've got different loan options, depending on what you need. I'm here to help you find the right solution for your unique situation. Mortgages From finding the right home to closing on a mortgage with a great rate, we help you at every step of the process. Refinancing Take advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options. Get pre-qualified! Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations Let's get your mortgage process started. I'm here and ready to help find the right option for you. Apply with Vickie Mortgage Resources See More Resources Watch: 9 Questions First-Time Homebuyers Ask When it comes to buying your first home, you have questions, and we have answers. Mortgage FAQs What does pre-qualified mean? What do closing costs include? Get answers from our experts. Mortgage Online Application FAQs With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.
Mortgages From finding the right home to closing on a mortgage with a great rate, we help you at every step of the process.
Refinancing Take advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options.
Get pre-qualified! Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations
Watch: 9 Questions First-Time Homebuyers Ask When it comes to buying your first home, you have questions, and we have answers.
Mortgage FAQs What does pre-qualified mean? What do closing costs include? Get answers from our experts.
Mortgage Online Application FAQs With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.