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Contact Us
https://www.vacu.org/contact-us/mortgages
… Us Section Navigation Member Services Loans Mortgages
Credit
Cards Debit Cards Online Banking & Bill Pay … us a secure message .  Mortgage Originations Virginia
Credit
Union P.O. Box 90010 Richmond, VA 23225-9010 Mortgage … VA 23225-9010 (for commercial mortgages) Virginia
Credit
Union P.O. Box 11733 Newark, NJ 07184 (for all other …
Standard Overdraft Practices FAQs
https://www.vacu.org/help/checking-and-savings/standard-overdraft-practices-faqs
… FAQs What are VACU's standard overdraft practices? The
credit
union may pay overdrafts based on such factors as a … other items. Paying overdrafts is at the discretion of the
credit
union. Checks and other transactions from your … and may charge an overdraft fee. ATM and everyday debit
card
transactions for members who have opted in: VACU may pay …
Our History
https://www.vacu.org/why-vacu/about-us/our-history
… Our History 1920s Virginia
Credit
Union was originally chartered as State Employees’
Credit
Union Inc. in 1928. It was organized by a group of … members for provident purposes." Volunteers operated the
credit
union from the Comptroller's Office in the Finance …
Loan Payments
https://www.vacu.org/loan-payments/lines-of-credit
… of your own home. Section Navigation Loans Lines of
Credit
Credit
Cards Mortgages Online Banking Make your loan payment … account, or a Visa®, Discover® or Mastercard® debit
card
. Pay today Learn more about convenience pay Important …
Digital Wallets
https://www.vacu.org/help/online-banking/digital-wallets
… Digital Wallets All Virginia
Credit
Union
credit
and debit cards are digital wallet-enabled. Digital … you need to know about digital wallets: After loading your
card
information to the digital wallet app, you can make …
Banking
https://www.vacu.org/banking
… Checking Checking Savings Savings
Credit
Card
Credit
cards Checking Free accounts. No minimums and a free …
Business Membership
https://www.vacu.org/business/business-membership
… the financial support you need to succeed. Membership As a
credit
union member and business owner, you can enjoy lower … or Savings Account Application Get Started Business Loan &
Credit
Card
Applications Get Started Beneficial Ownership Learn more …
Member Benefits
https://www.vacu.org/why-vacu/member-benefits
… Member Benefits At Virginia
Credit
Union, we believe in getting to know our members. The … back or like to save up points for vacation, we have the
card
for you. Compare our cards VCU Black & Gold Mastercard® … your VCU pride with you wherever you go with the official
credit
card
of VCU fans everywhere! Choose from one of three …
Membership FAQs
https://www.vacu.org/help/membership/membership-faqs
… deposit represents your one share in the ownership of your
credit
union and is a requirement for membership. I already belong to another
credit
union. Can I still join VACU? Yes, you can join … how long do I have to wait to apply for a loan or
credit
card
? You can apply for
credit
at the same time you join. …
Regular Savings
https://www.vacu.org/banking/savings/regular-savings
… come with every Regular Savings account: Free debit
card
Get a free debit
card
to make purchases and use at ATMs … ATMs Find ATMs at VACU locations or shared branches with
credit
unions nationwide Change Jar Round up every purchase … not harder, and put your money to work for you. Become a
credit
union member or log in to online banking to open an …
Checking FAQs
https://www.vacu.org/help/checking-and-savings/checking-faqs
… 1 of the membership application and account signature
card
. How much do printed checks cost? The most economical style is the Virginia
Credit
Union specialty check. A box of 150 duplicate wallet … and account signature
card
, and mail it to the
credit
union. I’ve tried to balance my checkbook, but just …
VACU Cardholders Now Have New Controls for Their Cards
https://www.vacu.org/about-us/news/vacu-cardholders-now-have-new-controls-for-their-cards
… Cardholders Now Have New Controls for Their Cards Virginia
Credit
Union has released new enhancements to give debit and
credit
cardholders more control in the palm of their hand. A full feature
card
portal was developed by the
credit
union to give members …
Rates
https://www.vacu.org/why-vacu/rates
… a source approved by us. Your APR is based on our internal
credit
criteria. Listed APRs assume excellent
credit
, a 0.5% discount for an automated payment method … Street Journal. Minimum APR is 7.50% . Read More
Credit
Card
Rates Product Annual Fee APR * (as low as) Essential …
Report Lost or Stolen VACU Information
https://www.vacu.org/help/privacy-and-security/report-lost-or-stolen-vacu-information
… information or suspect it has been stolen. If your debit/
credit
card
is lost or stolen, you can turn your
card
off in the … toll-free 24-hours a day at 866-820-8785 For a VACU
credit
card
: Call Cardholder Services toll-free 24-hours a …
Loan Payments
https://www.vacu.org/loan-payments/loans
… of your own home. Section Navigation Loans Lines of
Credit
Credit
Cards Mortgages Online Banking Make your loan payment … account, or a Visa®, Discover® or Mastercard® debit
card
. Pay today Learn more Important Note A $4.95 convenience …
Credit Cards
https://www.vacu.org/learn/credit-cards
… Learn to use
credit
cards wisely to make your money work harder. …
Credit
Cards …
QuikLine Phone Banking
https://www.vacu.org/help/online-banking/quikline-phone-banking
… such as savings and checking Make loan payments Make
credit
card
payments Get loan advances on your line of
credit
Request a check from your checking, savings, or your …
Savings
https://www.vacu.org/banking/savings
… 0.40 % APY ? (View Rates) Benefits to help you Free debit
card
, nationwide ATM access, online banking with … ATMs Find ATMs at VACU locations or shared branches with
credit
unions nationwide Change Jar Round up every purchase … account today Put your money to work for you. Become a
credit
union member or log in to online banking to open an …
For Business
https://www.vacu.org/for-business
… Checking Checking & Savings Business Loans Loans &
Credit
Cards Calculator Account Treasury Services Checking & … that matter. Commercial Mortgages Loans and Lines of
Credit
Credit
Cards See loan products Contact us Treasury Management …
Credit Cards
https://www.vacu.org/help/credit-cards
… …
Credit
Cards …
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