You’ve got a friend in the mortgage business Our streamlined process is only one great benefit of coming to VACU for a mortgage. We have a full suite of options that can meet your needs, including fixed-rate loans with flexible terms and low down payment options. Features & benefits Mortgages for primary residences, second homes, investment properties and land in Virginia Adjustable rate loans – for home and land purchases Virginia CU Realty can help you find a home and earn a rebate Online calculators, seminars and resources to help you make smart financial decisions Fixed-rate loans with flexible terms Pre-qualification lets you know upfront what you can afford and gives you purchasing power Experienced mortgage loan officers match you to an affordable mortgage Special programs and discounts for first-time home buyers Our one-stop approach can save you even more of your money We offer everything you need to buy a home – right under one roof. You can save even more money with the Welcome Home Discount, if you tap into all of our services. We can usually close your loan within 45 days. Welcome Home Discount You could save, on average, between $1,500-$2,100 when you buy through Joyner Fine Properties, Virginia CU Realty, or Virginia Select Realty and get your title insurance from Virginia Statewide Title Services.1 Talk to a mortgage loan officer 1 Realty services are offered through Virginia CU Realty, LLC, an affiliate of Virginia Credit Union (VACU). VACU may receive a financial or other benefit because VACU, through Virginia Credit Union Financial Services, LLC has an ownership interest in Virginia CU Realty, LLC. For VA residents only. Business conducted with Virginia CU Realty, LLC is separate and distinct from any business with VACU. Mortgage Options Trust our expert team to recommend the best mortgage, taking into account your unique needs if you’re a first-time buyer, a veteran, or need help with a down payment. Learn more First-Time Home Buyers We have resources to help you get the information you need to buy with confidence, as well as down payment assistance grants2 and rebates to assist first-time home buyers. Get pre-qualified 2 Restrictions may apply based on residency requirements. Take control with pre-approval Know in advance how much of a mortgage loan you can afford – and what you can expect to pay each month. As a pre-approved buyer, you’ll have greater purchasing power when you’re ready to make an offer. Apply now Not sure you are ready to apply yet? We can help! Talk to a mortgage loan officer to discuss your options. Home Purchase Resources See More Resources A Guide to Home Buying Our Guide to Home Buying video series will walk you through the basics of the home buying process. The more you know and plan, the better off you’ll be throughout the process. What is the best mortgage loan for me? Not sure which loan is best for your situation? Here’s some information about loan types and term lengths to help you understand the differences. Mortgage Documents Checklist This list will help you gather information and documents for your mortgage application, to help get the mortgage process off to a fast and efficient start.
Welcome Home Discount You could save, on average, between $1,500-$2,100 when you buy through Joyner Fine Properties, Virginia CU Realty, or Virginia Select Realty and get your title insurance from Virginia Statewide Title Services.1 Talk to a mortgage loan officer 1 Realty services are offered through Virginia CU Realty, LLC, an affiliate of Virginia Credit Union (VACU). VACU may receive a financial or other benefit because VACU, through Virginia Credit Union Financial Services, LLC has an ownership interest in Virginia CU Realty, LLC. For VA residents only. Business conducted with Virginia CU Realty, LLC is separate and distinct from any business with VACU.
Mortgage Options Trust our expert team to recommend the best mortgage, taking into account your unique needs if you’re a first-time buyer, a veteran, or need help with a down payment. Learn more
First-Time Home Buyers We have resources to help you get the information you need to buy with confidence, as well as down payment assistance grants2 and rebates to assist first-time home buyers. Get pre-qualified 2 Restrictions may apply based on residency requirements.
A Guide to Home Buying Our Guide to Home Buying video series will walk you through the basics of the home buying process. The more you know and plan, the better off you’ll be throughout the process.
What is the best mortgage loan for me? Not sure which loan is best for your situation? Here’s some information about loan types and term lengths to help you understand the differences.
Mortgage Documents Checklist This list will help you gather information and documents for your mortgage application, to help get the mortgage process off to a fast and efficient start.