Mortgages for all Property Types Mortgages for primary residences, second homes, investment properties and land in Virginia Joyner Fine Properties Joyner Fine Properties can help you find a home and earn a rebate Adjustable Rate Loans Adjustable rate loans – for home and land purchases Financial Resources Online calculators, seminars and resources to help you make smart financial decisions Fixed Rates Fixed-rate loans with flexible terms Pre-Qualify Pre-qualification lets you know upfront what you can afford and gives you purchasing power Loan Officers Experienced mortgage loan officers match you to an affordable mortgage First-time Buyers Special programs and discounts for first-time home buyers Take control with pre-approval Know in advance how much of a mortgage loan you can afford – and what you can expect to pay each month. As a pre-approved buyer, you’ll have greater purchasing power when you’re ready to make an offer. Apply now Not sure you are ready to apply yet? We can help! Talk to a mortgage loan officer to discuss your options.