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Buying a home shouldn’t stress you out. We got you! We’ll tell you everything you need to know about getting a mortgage–and we’ll explain it, so you’ll find no surprises.
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Starting at $250 and up to $2,500 with Virginia CU Realty and Joyner Fine Properties3
Special programs and discounts available
Our streamlined process is only one great benefit of coming to VACU for a mortgage. We have a full suite of options that can meet your needs, including fixed-rate loans with flexible terms and low down payment options.
We offer everything you need to buy a home – right under one roof. You can save even more money with our rebate program, if you tap into all of our services. We can usually close your loan within 45 days.
Our full-service firm with experienced agents can help you find your home. Earn rebates up to $2,500 when you use Virginia CU Realty to purchase your home. And when you’re ready to move, we can help you sell.
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Trust our expert team to recommend the best mortgage, taking into account your unique needs if you’re a first-time buyer, a veteran, or need help with a down payment.
Title insurance protects you if someone challenges your home ownership – even if the claim occurs years after you purchase your house.
Buying a home is usually the biggest financial decision we make in our lives and going through that experience for the first time can be overwhelming. Take a breath. We have resources to help you get the information you need to buy with confidence, as well as down payment assistance grants1 and rebates to assist first-time home buyers.
Get pre-qualified Talk to a mortgage loan officer
Know in advance how much of a mortgage loan you can afford – and what you can expect to pay each month. As a pre-approved buyer, you’ll have greater purchasing power when you’re ready to make an offer.
Not sure you are ready to apply yet? We can help! Talk to a mortgage loan officer to discuss your options.