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We want to help you achieve your financial goals. That’s why we partner with BALANCE, a free financial resource that provides assistance with all aspects of personal finance.

As a VACU member, you have access to free financial education and resources, as well as free confidential financial coaching services. For all your financial life stage changes and more, we are here to help.

Financial Coaching 

BALANCE's accredited financial coaches can work one-on-one to help you address issues including bankruptcy, debt management and credit report reviews.

Online Tools 

Access financial education anytime you need it. Increase your know-how with articles, financial calculators, videos, checklists, quizzes and more.

Debt Management 

BALANCE will help you explore debt management options as a way to eliminate debt. They work with creditors on your behalf to develop a repayment plan.


Attend free money management webinars. Learn the basics of financial planning and create a future of security and opportunities.

To speak with a BALANCE financial coach, call 888-456-2227.
Hours: Mon - Thurs: 10:30 a.m. - 9:00 p.m.; Fri: 10:30 a.m. - 8:00 p.m.; Sat 12:00 p.m. - 5:00 p.m. (ET)

Visit the BALANCE website for more information. If you have any questions or if we, at Virginia Credit Union, can help you in any way, please contact Member Services at 804-323-6800 or 800-285-6609.