Featured Image We want to help you achieve your financial goals. That’s why we partner with BALANCE, a free financial resource that provides assistance with all aspects of personal finance.As a VACU member, you have access to free financial education and resources, as well as free confidential financial coaching services. For all your financial life stage changes and more, we are here to help.Financial CoachingBALANCE's accredited financial coaches can work one-on-one to help you address issues including bankruptcy, debt management and credit report reviews.Online ToolsAccess financial education anytime you need it. Increase your know-how with articles, financial calculators, videos, checklists, quizzes and more.Debt ManagementBALANCE will help you explore debt management options as a way to eliminate debt. They work with creditors on your behalf to develop a repayment plan.WebinarsAttend free money management webinars. Learn the basics of financial planning and create a future of security and opportunities.Visit the BALANCE website for more information. Call to speak with a BALANCE financial coach!11 BALANCE financial coaches are available Mon - Thurs: 10:30 a.m. - 9:00 p.m.; Fri: 10:30 a.m. - 8:00 p.m.; Sat 12:00 p.m. - 5:00 p.m. (ET) Call 888-456-2227
Creating a Budget A budget is simply a plan for what you want to do with your money. By sticking to it, you will have the money for the things that are important to you, whether it be setting up an emergency fund or taking a nice vacation once a year.