Scott Pardew Back to Mortgage Loan Officers Scott Pardew Mortgage Loan Officer NMLS# 2362585 scott.pardew@vacu.org Office: (804) 253‐6214 Hi, I’m Scott, your local mortgage expert. My favorite part of being a mortgage loan officer at VACU is seeing the smiles and excitement on my borrowers' faces when they get the keys for their new homes, especially for first-time buyers. I love the feeling of knowing I was a part of their homebuying journey. I enjoy getting to know my clients and making sure they feel comfortable with the mortgage process. They are more than just a number. I have lived in the Richmond area for several years and love the proximity to everything Virginia has to offer. I can take a quick trip to the beach, the mountains, or our nation’s capital. There is always something fun to do with my family. Apply with Scott Why work with a VACU mortgage loan officer? As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with: Mortgages for your primary residence, second homes, or investment properties No-closing-cost options Home Equity and Home Equity Line of Credit (HELOC) options Adjustable-rate mortgages First-time homebuyer loans Low down payment options Specialty loans, including 100%-financing and jumbo loans Construction and construction-to-permanent loans What our members are saying: Mixing Virginia Credit Union's mortgage processors with an outside real estate agent was a good experience. My family is part of yours now. We have started a long journey together. Scott and Dave were very professional in assisting me with obtaining a new boat with my home's equity. I would recommend both of them. Job well done, gentlemen! Much appreciated. Scott and Sedric were great! They answered my questions in a timely manner. Services VACU offers: Whether you're new to homebuying or you've done this before, we can help. Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step. Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense. Home Equity Tap into the money you've already invested in your home to cover life's expenses. Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations. Ready to get started? I'm here to help find the right option for your unique situation. Apply with Scott Your Homebuying Knowledge Base See all Calculator Mortgage Payment Calculator Home Article 5 min 10 Ways to Make Your Home Feel New Home Article 6 min Financing Your Dream Home with a Construction Loan Home Video 7 min Watch: 9 Questions First-Time Homebuyers Ask Home Calculator Home Refinance Calculator Home Article 2 min What is Escrow and How Does it Work? Home Article 30 min Mortgage Acronyms Home Article 5 min How to Save for a Down Payment Home Article 4 min What Are Closing Costs? Home Article 4 min What Does Homeowner's Insurance Cover? Home Article 6 min 6 Tips to Navigate an Uncertain Real Estate Market Home Article 4 min Home Improvements that Pay Off Home
Mixing Virginia Credit Union's mortgage processors with an outside real estate agent was a good experience. My family is part of yours now. We have started a long journey together.
Scott and Dave were very professional in assisting me with obtaining a new boat with my home's equity. I would recommend both of them. Job well done, gentlemen! Much appreciated.
Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations.