Encore Checking

Need to get back on track? Encore Checking helps members avoid costly checking alternatives while practicing good checking habits. We’re here to help!

After 12 months, accounts in good standing are eligible to be converted to Regular Checking or Checking Plus upon request.

Pays Dividends Monthly Fee  Min. Balance to Open


$9.95***  $20
Get Started

Included with all of our checking accounts:

Checking Switch Kit

Checking Switch Kit

Use our Checking Switch Kit to easily move your existing account to VACU. Get details



 Already have a VACU checking account?

Whether you’re looking to set up direct deposit, reorder checks or learn more about the features of your VACU checking account, our resources can help.

 View our account holder resources

*While Mobile Banking is free from VACU, please be aware that your mobile service provider may charge you for data plan usage. Check your plan before you start using the service.

**Please be aware the other ATM owner may charge a fee. Using your debit card to get cash back with purchases can help you save on ATM fees.

***Charged beginning the first month the account is opened.